631 Dover St, Pingree Grove (Hampshire), IL 60140 Property Records

Kane County property record for 631 Dover St, Pingree Grove, IL 60140

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,831 sqft · built 2010
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$227,000 (May 2017)
Tax Bill	$9,521 (2025)
Deeds & Mortgages	May 2026 Line of Credit Apr 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-33-178-012`

Property Details

APN / Parcel Number

Primary APN	`02-33-178-012`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,831 sqft Living Area
Gross Area	4,511 sqft
Basement Area	1,151 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	631 DOVER ST
City	PINGREE GROVE
State	IL
Zip	60140-9177
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CAMBRIDGE LAKES UNIT 7 LT 601
Legal Subdivision	CAMBRIDGE LAKES
Legal Block	2
Legal Lot Number	601
Legal Unit	7
Jurisdiction	KANE IL
Township / Civil Division	RUTLAND
Census Block Group	2
Census Block	2004
Census Tract	850710

Owner

631 Dover St is owned and occupied by two individuals who bought it in May 2017.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	631 DOVER ST, PINGREE GROVE, IL 60140-9177
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 14, 2026	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK N A
Apr 10, 2019	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
May 18, 2017	Grant Deed, Transfer · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2017 · Amount on File
Deed Sale	May 18, 2017 · Amount on File
Prior Sale	Dec 8, 2016 · Amount on File
Deed Document Number	201725407
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Recording Date	May 14, 2026
Property Address	631 DOVER ST, PINGREE GROVE, IL 60140-9177
Document Number	0000019900
Instrument Date	Apr 27, 2026
Instrument	202619900
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	631 DOVER ST, PINGREE GROVE, IL 60140-9177

Mortgage

Document Number	0000019900,
Date	May 14, 2026
Instrument	202619900

Lender

Name	JPMORGAN CHASE BANK N A

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 4, 2056

Interest

Rate	6.38%
Max Rate	-1%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	631 DOVER ST, PINGREE GROVE, IL 60140-9177
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013859
Date	Apr 10, 2019
Instrument	2019K013859

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 5, 2049

Interest

Rate Type	Adjustable Rate
Rate	10.3%
Change Frequency	Monthly

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KANE IL
Recording Date	May 18, 2017
Property Address	631 DOVER ST, PINGREE GROVE, IL 60140-9177
Document Number	0000025407
Instrument Date	May 12, 2017
Instrument	25407
Transaction Type	Transfer
Record Updated	Jul 3, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	631 DOVER ST PINGREE GROVE IL 601409177, PINGREE GROVE, IL 60140-9177

Mortgage

Document Number	25408
Date	May 18, 2017
Instrument	25408

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 17, 2047

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

The 2025 property tax bill for 631 Dover St was $9,521 with a homeowner's exemption, up 2.2% from the year before.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Rutland Township
Municipality	Pingree Grove Village
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,521.00 (+2.22%) Homeowner's exemption	$129,093 (+8.43%) Land $33,372 Building $95,721	$387,434 (+8.43%) Land $100,156 Building $287,278
2024	$9,314.00	$119,056 Land $30,777 Building $88,279	$357,311 Land $92,368 Building $264,943
2022	$8,092.00 (+2.61%) Homeowner's exemption	$89,930 (+6.32%) Land $25,661 Building $64,269	$269,790 (+6.32%) Land $76,983 Building $192,807
2021	$7,886.00 Homeowner's exemption	$84,585 Land $24,136 Building $60,449	$253,755 Land $72,408 Building $181,347

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 631 Dover St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 631 Dover St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINGREE GROVE serves 10,365 people · EPA ID IL0890160
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.68 mg/L (2017–2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	E. coli resolved · Nov 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Fox Valley Internet, Verizon.

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