631 Cuervo Dr, Laredo, TX 78045 Property Records

Webb County property record for 631 Cuervo Dr, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	1,428 sqft · built 2008
Lot Size	0.138 acres (6,002 sqft)
Owner	Individual Name on File
Last Sale	$143,600 (Jan 2014)
Tax Bill	$1,126 (2025)
Deeds & Mortgages	Dec 2022 Second Mortgage Apr 2021 Second Mortgage
Flood Zone	Zone X (moderate risk)
APN	`968-65003-450`

Property Details

APN / Parcel Number

Primary APN	`968-65003-450`
Alternative APN	`364428`

Interior

Stories	1 Story
Building Area	1,428 sqft Living Area
Gross Area	1,828 sqft
1st Floor Area	1,428 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,002 sqft (0.138 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	160 sqft

Location & Zoning

Street Address	631 CUERVO DR
City	LAREDO
State	TX
Zip	78045-7381
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	VILLAS SAN AGUSTIN UNIT 5, BLOCK 3, LOT 45
Legal Subdivision	VILLAS SAN AGUSTIN UNIT 5
Legal Block	3
Legal Lot Number	45
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	2
Census Block	2001
Census Tract	1715

Owner

631 Cuervo Dr is owned and occupied by an individual who bought it in January 2014.

Source: Webb County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	631 CUERVO DR, LAREDO, TX 78045-7381
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TRUIST BANK
Apr 16, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DEPARTMENT OF HOUSING & URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2014 · Amount on File
Deed Sale	Jan 3, 2014 · Amount on File
Deed Document Number	20141190008
Deed Book / Page	3553 / 144
Prior Transfer Date	Dec 27, 2013
Prior Transfer Doc	003553/144
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	631 CUERVO DR, LAREDO, TX 78045-7381
Transaction Type	Mortgage
Record Updated	Jan 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	631 CUERVO DR, LAREDO, TX 78045-7381

Mortgage

Document Number	0005391/77
Date	Dec 21, 2022
Book Page	5391/77
Instrument	1487405

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	631 CUERVO DR, LAREDO, TX 78045-7381
Transaction Type	Mortgage
Record Updated	Apr 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	631 CUERVO DR, LAREDO, TX 78045-7381

Mortgage

Document Number	5002/272
Date	Apr 16, 2021
Book Page	5002/272
Instrument	1425614

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	321 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 631 Cuervo Dr was $1,126 with a homeowner's exemption, down 16.5% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$221,115 (-0.68%) Land $56,719 Building $164,396	$221,115 (-0.68%) Land $56,719 Building $164,396
2025	$1,126.00 (-16.53%) Homeowner's exemption	$222,633 Land $56,719 Building $165,914	$222,633 Land $56,719 Building $165,914
2024	$1,349.00
2023		$199,773 Land $45,735 Building $154,038	$199,773 Land $45,735 Building $154,038
2022	$1,215.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 631 Cuervo Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 631 Cuervo Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

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