631 Concord Cir, Ewing (Trenton), NJ 08618 Property Records

Mercer County and Ewing Township property record for 631 Concord Cir, Ewing, NJ 08618

Property Summary

Property Type	Single Family Home
Details	1,558 sqft · built 1941
Lot Size	0.175 acres (7,627 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Jan 2023)
Tax Bill	$9,649 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Jan 2023 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`02-00284-0000-00117`

Property Details

APN / Parcel Number

Primary APN	`02-00284-0000-00117`
Alternative APNs	`020028400117` `01131086`

Interior

Building Area	1,558 sqft Living Area

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Architectural Style	Colonial
Exterior Material	Concrete
Construction Type	Frame
Lot Area	7,627 sqft (0.175 acres)
Lot Dimensions	138 ft deep x 55 ft wide

Location & Zoning

Account Number	01131086
Street Address	631 CONCORD CIR
City	EWING
State	NJ
Zip	08618-2430
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	FACILITY NAME: ADD ASMT 2020
Legal Subdivision	J C MCCARTHY CO
Legal Block	284
Legal Lot Number	117
Jurisdiction	MERCER NJ
Township / Civil Division	EWING
Census Block Group	1
Census Block	1002
Census Tract	3601

Owner

631 Concord Cir is owned and occupied by two individuals who bought it in January 2023.

Source: Mercer County and Ewing Township records, as of August 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	631 CONCORD CIR, EWING, NJ 08618-2430
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2022	Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP
Jan 20, 2023	Re-recorded Document NOT AVAILABLE, WEISS TITLE GROUP LLC
Sep 14, 2018	Grant Deed, Transfer STERLING TITLE AGENCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2023 · Amount on File
Deed Sale	Jan 20, 2023 · Amount on File
Prior Sale	Dec 28, 2022 · Amount on File
Deed Document Number	20232336
Deed Book / Page	6512 / 1722
Prior Transfer Date	Jun 3, 2009
Prior Transfer Doc	0006090735
Record Updated	Oct 29, 2026

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MERCER NJ
Recording Date	Dec 28, 2022
Property Address	631 CONCORD CIR, EWING, NJ 08618-2430
Document Number	0000056116
Book / Page	6510 / 1349
Instrument Date	Dec 16, 2022
Instrument	2022056116
Transaction Type	Transfer
Record Updated	Jan 9, 2023
Title Company	NOT AVAILABLE, WEISS TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,215.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	631 CONCORD CIR, EWING, NJ 08618-2430

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	631 CONCORD CIR, EWING, NJ 08618-2430

Mortgage

Document Number	0000056117
Date	Dec 28, 2022
Instrument	2022056117

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Jan 1, 2028
Change Frequency	6 Months
Min Rate At Change	4.5%
Max Rate At Change	8.5%
Index	Other
Margin	3
Max Rate	11.5%

January 2023: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	MERCER NJ
Recording Date	Jan 20, 2023
Property Address	631 CONCORD CIR, EWING, NJ 08618-2430
Document Number	0000002336
Book / Page	6512 / 1722
Instrument Date	Dec 15, 2022
Instrument	2023002336
Record Updated	Feb 1, 2023
Title Company	NOT AVAILABLE, WEISS TITLE GROUP LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10 JONATHAN DR, HAMILTON, NJ 08619-1522

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	631 CONCORD CIR, EWING, NJ 08618-2430

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCER NJ
Recording Date	Sep 14, 2018
Property Address	631 CONCORD CIR, EWING, NJ 08618-2430
Document Number	0000039708
Book / Page	006341 / 000415
Instrument Date	Sep 6, 2018
Instrument	39708
Transaction Type	Transfer
Record Updated	Sep 25, 2018
Title Company	STERLING TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$80.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	631 CONCORD CIR EWING NJ 086182430, EWING, NJ 08618-2430

Tax Assessment & Valuation

The 2025 property tax bill for 631 Concord Cir was $9,649, up 3% from the year before.

Source: Mercer County and Ewing Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Mercer County
County Subdivision	Ewing Township
Unified School District	Ewing Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$238,200 (-) Land $68,800 Building $169,400	$238,200 (-) Land $68,800 Building $169,400
2025	$9,649.00 (+3%)	$238,200 Land $68,800 Building $169,400	$238,200 Land $68,800 Building $169,400
2024	$9,368.00
2023		$238,200 Land $68,800 Building $169,400	$238,200 Land $68,800 Building $169,400
2022	$8,568.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 631 Concord Cir in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	9 in force
Nearby Flood Claims	7 (1978–2021)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 631 Concord Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRENTON WATER WORKS serves 217,000 people · EPA ID NJ1111001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	Total trihalomethanes not recorded as resolved · Oct 2024 Turbidity resolved · Jul 2021 Haloacetic acids resolved · Jul 2018
Treatment and Procedure	Lead service line replacement currently in violation since May 2020 Corrosion control Jan 2021 Lead public education Jan 2019
Monitoring and Reporting	36 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: Optimum.

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