Otsego County and Westford Town property record for 631 Co Hwy 36A, Schenevus, NY 12155
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,394 sqft · built 1900 |
| Lot Size | 3.02 acres (131,551 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,528 (2026) |
| Deeds & Mortgages | Sep 2025 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 366400 165.00-1-6.31 |
| Primary APN | 366400 165.00-1-6.31 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,394 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Upper Floors Area | 280 sqft |
| Attic | Attic |
| Attic Area | 74 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 131,551 sqft (3.02 acres) |
| Garage Type | Carport |
| Garage Area | 352 sqft |
| Carport | Carport |
| Carport Area | 352 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 160 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 238679 |
|---|---|
| Street Address | 631 COUNTY HIGHWAY 36A |
| City | SCHENEVUS |
| State | NY |
| Zip | 12155-3117 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 003FM 4970 4971 0 0 |
| Legal Block | 1 |
| Legal Lot Number | 6.031 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | WESTFORD |
| Census Block Group | 2 |
| Census Block | 2047 |
| Census Tract | 590600 |
631 Co Hwy 36A is owned and occupied by an individual who acquired it in January 2003.
Source: Otsego County and Westford Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8 ROOSEVELT RD, HYDE PARK, NY 12538-2317 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 10, 2003 |
| Transfer Doc | 0993000102 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO NY |
| Property Address | 631 COUNTY HIGHWAY 36A, SCHENEVUS, NY 12155-3117 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000000475 |
|---|---|
| Date | Sep 8, 2025 |
| Instrument | 2025-3475 |
| Name | WAYNE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Type Change Date | Oct 1, 2032 |
| Index | 1-Year CMT |
The 2026 property tax bill for 631 Co Hwy 36A was $2,528 with a homeowner's exemption, down 25.4% from the year before.
Source: Otsego County and Westford Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Westford Town |
| Unified School District | Schenevus Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,528.00 (-25.43%) Homeowner's exemption | ||
| 2025 | $3,390.00 | $80,400 Land $16,000 Building $64,400 | $113,239 Land $22,535 Building $90,704 |
| 2023 | $80,400 Land $16,000 Building $64,400 | $103,077 Land $20,513 Building $82,564 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 631 Co Hwy 36A in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 631 Co Hwy 36A is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| OEConnect Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
Search by:
By searching, you agree to: Terms • Privacy • Disclosures