631 Cloudcroft Dr, Deltona, FL 32738 Property Records

Volusia County property record for 631 Cloudcroft Dr, Deltona, FL 32738

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 2,916 sqft · built 2004
Lot Size	0.352 acres (15,347 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (Dec 2021)
Tax Bill	$7,708 (2024)
Deeds & Mortgages	Nov 2023 Mortgage Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8130-42-13-0190`

Property Details

APN / Parcel Number

Primary APN	`8130-42-13-0190`
Alternative APNs	`31183042130190` `2813571.0` `2813571`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,916 sqft Living Area
1st Floor Area	1,256 sqft
2nd Floor Area	1,370 sqft
Upper Floors Area	1,370 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2009
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	15,347 sqft (0.352 acres)
Lot Dimensions	103 ft deep x 149 ft wide
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Deck Area	186 sqft
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	2813571.0
Old Parcel Number	31183042130190
Street Address	631 CLOUDCROFT DR
City	DELTONA
State	FL
Zip	32738-9282
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 19 BLK 1172 DELTONA LAKES UNIT 42 MB 27 PGS 262-266 INC PER OR 5093 PG 2086 PER OR 5453 PG 4196 PER OR 5845 PG 2178 PER
Legal Range	31E
Legal Township	18S
Legal Section	30
Legal Subdivision	DELTONA
Legal Tract	42
Legal Block	1172
Legal Lot Number	19
Legal Unit	42
Jurisdiction	VOLUSIA FL
Township / Civil Division	DELTONA
Census Block Group	2
Census Block	2008
Census Tract	91025

Owner

Source: Volusia County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	631 CLOUDCROFT DR, DELTONA, FL 32738-9282
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2023	Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Dec 13, 2021	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2021 · Amount on Record
Deed Sale	Dec 13, 2021 · Amount on Record
Prior Sale	Dec 8, 2010 · Amount on Record
Deed Document Number	2021-297133
Deed Book / Page	8170 / 2630
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	631 CLOUDCROFT DR, DELTONA, FL 32738-9282
Transaction Type	Mortgage
Record Updated	Dec 15, 2023
Title Company	TIMIOS INC, TIMIOS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	631 CLOUDCROFT DR, DELTONA, FL 32738-9282

Mortgage

Document Number	0084890209
Date	Nov 29, 2023
Book Page	8489/209
Instrument	2023241388

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	338 Months
Due	Jan 1, 2052

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Dec 13, 2021
Property Address	631 CLOUDCROFT DR, DELTONA, FL 32738-9282
Document Number	0081702630
Book / Page	8170 / 2630
Map Reference	MB 27 PG 262-266
Instrument Date	Dec 10, 2021
Instrument	2021-297133
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3218 CLEWISTON ST, 3218, DELTONA, FL 32738-9740

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	631 CLOUDCROFT DR, DELTONA, FL 32738-9282

Mortgage

Document Number	0081702632
Date	Dec 13, 2021
Instrument	8170/2632

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Deltona City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$353,051 (-1.08%) Land $60,999 Building $292,052	$353,051 (-1.08%) Land $60,999 Building $292,052
2024	$7,708.00 (+5.13%)
2023	$7,332.00 (+6.49%)	$356,901 (+9.74%) Land $58,851 Building $298,050	$356,901 (+9.74%) Land $58,851 Building $298,050
2022	$6,885.00	$325,216 Land $47,010 Building $278,206	$325,216 Land $47,010 Building $278,206

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1996–2022)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Nov 2022 · Hurricane Nicole

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELTONA WATER serves 81,006 people · EPA ID FL3640287
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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