Anne Arundel County property record for 631 Chapelgate Dr, Odenton, MD 21113
| Property Type | Exempt (Full or Partial) |
|---|---|
| Details | 1.5 ba · 1,300 sqft · built 1971 |
| Lot Size | 0.103 acres (4,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $100,000 (Apr 1991) |
| Tax Bill | $2,231 (2025) |
| Deeds & Mortgages | Jun 2019 Loan Modification Jun 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-465-06028700 |
| Primary APN | 04-465-06028700 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,300 sqft Gross Area |
| 1st Floor Area | 800 sqft |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 4,500 sqft (0.103 acres) |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 46506028700 |
|---|---|
| Street Address | 631 CHAPELGATE DR |
| City | ODENTON |
| State | MD |
| Zip | 21113-2138 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Local Zoning Code | R5 |
| Legal Description | LT 9A BK N SC 4 MAPLE RIDGE |
| Legal Subdivision | MAPLE RIDGE |
| Legal Block | N |
| Legal Lot Number | 9A |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 740900 |
631 Chapelgate Dr is owned and occupied by two individuals who bought it in April 1991.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 631 CHAPELGATE DR, ODENTON, MD 21113-2138 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 14, 2019 | Loan Modification, Mortgage · FHA Mortgage SHELLPOINT MTG SVCNG |
| Jun 7, 2019 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| May 23, 2017 | Deed of Trust, Mortgage · FHA Mortgage FELLOWSHIP HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 8, 1991 · Amount on File |
| Deed Sale | Apr 8, 1991 · Amount on File |
| Deed Book / Page | 5294 / 867 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 631 CHAPELGATE DR, ODENTON, MD 21113-2138 |
| Document Number | 0333150426 |
| Instrument Date | Jun 14, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 631 CHAPELGATE DR ODENTON MD 211132138, ODENTON, MD 21113-2138 |
| Document Number | 0333150426 |
|---|---|
| Date | Jul 8, 2019 |
| Book Page | 033315/000426 |
| Name | SHELLPOINT MTG SVCNG |
|---|---|
| Address | GREENVILLE, SC 29601 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 7, 2049 |
| Rate | 4.87% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 631 CHAPELGATE DR, ODENTON, MD 21113-2138 |
| Document Number | 0333190250 |
| Instrument Date | Jun 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 631 CHAPELGATE DR ODENTON MD 211132138, ODENTON, MD 21113-2138 |
| Document Number | 0333190250 |
|---|---|
| Date | Jul 9, 2019 |
| Book Page | 033319/000250 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 8, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 631 CHAPELGATE DR, ODENTON, MD 21113-2138 |
| Document Number | 0315060448 |
| Book / Page | 031506 / 000448 |
| Instrument Date | May 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2017 |
| Title Company | QUICK CLOSE SERVICES INC |
| Name | Verified Name |
|---|---|
| Address | 631 CHAPELGATE DR ODENTON MD 211132138, ODENTON, MD 21113-2138 |
| Document Number | 0315060448 |
|---|---|
| Date | Oct 30, 2017 |
| Book Page | 031506/000448 |
| Name | FELLOWSHIP HM LOANS |
|---|---|
| Address | JERICHO, NY 11753 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 29, 2047 |
The 2025 property tax bill for 631 Chapelgate Dr was $2,231 with a homeowner's exemption, up 2.7% from the year before.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $282,233 (+6.02%) | $314,300 (+18.07%) Land $176,100 Building $138,200 | |
| 2025 | $2,231.00 (+2.67%) Homeowner's exemption | $266,200 Land $151,100 Building $115,100 | $266,200 Land $151,100 Building $115,100 |
| 2024 | $2,173.00 (+29.35%) | ||
| 2023 | $1,680.00 Homeowner's exemption | $236,533 | $266,200 Land $151,100 Building $115,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 631 Chapelgate Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 4 (2008–2025) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Aug 2025 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 631 Chapelgate Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CROFTON-ODENTON serves 62,986 people · EPA ID MD0020008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2017–2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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