Monmouth County and Union Beach Borough property record for 631 Central Ave, Union Beach, NJ 07735
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,282 sqft · built 1940 |
| Lot Size | 0.138 acres (5,998 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $89,000 (Sep 1986) |
| Tax Bill | $7,615 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 50-00199-0000-00006 |
| Primary APN | 50-00199-0000-00006 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,282 sqft Living Area |
| 1st Floor Area | 1,282 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 5,998 sqft (0.138 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 364 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Deck Area | 395 sqft |
| Shed | 1 Shed |
| Shed Area | 128 sqft |
| Sewer | Connected |
|---|
| Account Number | 2074 |
|---|---|
| Street Address | 631 CENTRAL AVE |
| City | UNION BEACH |
| State | NJ |
| Zip | 07735-3103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-8 |
| Legal Block | 199 |
| Legal Lot Number | 6 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | UNION BEACH |
| Census Block Group | 4 |
| Census Block | 4031 |
| Census Tract | 801800 |
631 Central Ave is owned and occupied by two individuals who bought it in September 1986.
Source: Monmouth County and Union Beach Borough records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 631 CENTRAL AVE, UNION BEACH, NJ 07735-3103 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 10, 1986 · Amount on File |
| Deed Sale | Sep 10, 1986 · Amount on File |
| Deed Book / Page | 4689 / 96 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 631 Central Ave was $7,615, up 14.3% from the year before.
Source: Monmouth County and Union Beach Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Union Beach Borough |
| Unified School District | Union Beach Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $381,800 (+7.55%) Land $199,000 Building $182,800 | $381,800 (+7.55%) Land $199,000 Building $182,800 | |
| 2025 | $7,615.00 (+14.34%) | $355,000 Land $180,700 Building $174,300 | $355,000 Land $180,700 Building $174,300 |
| 2024 | $6,660.00 | ||
| 2023 | $288,500 Land $136,600 Building $151,900 | $288,500 Land $136,600 Building $151,900 | |
| 2022 | $5,638.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 631 Central Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 197 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 197 in force |
| Nearby Flood Claims | 344 (1978–2014) |
| Claims Outside the SFHA | 24 of 344 |
| Most Recent Claim | Nov 2014 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 631 Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
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