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631 Bridge St, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 631 Bridge St, Watsonville, CA 95076

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 766 sqft · built 1970
Lot Size0.076 acres (3,311 sqft)
OwnerIndividual Name on File
Last Sale$77,500 (Dec 1997)
Tax Bill$1,981 (2025)
Deeds & MortgagesMar 2017 Line of Credit
Flood ZoneZone AE (high risk)
APN017-353-47

Property Details

APN / Parcel Number

Primary APN017-353-47
Alternative APN
  • 017-353-47-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Building Area766 sqft Living Area
Gross Area1,016 sqft

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area3,311 sqft (0.076 acres)
Garage TypeAttached
Garage Area250 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address631 BRIDGE ST
CityWATSONVILLE
StateCA
Zip95076-3655
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 499 LOT 91,92
Legal SubdivisionBAY VILLAGE SUB #1 TR #499
Legal Tract499
Legal Lot Number91
JurisdictionSANTA CRUZ CA
Township / Civil DivisionWATSONVILLE
Census Block Group2
Census Block2015
Census Tract110102

Owner

631 Bridge St is owned by an individual who acquired it in February 2017.

Source: Santa Cruz County records, as of August 19, 2026

Owner of RecordIndividual Name on File
Mailing Address101 HOLLIDAY DR, HOLLISTER, CA 95023-6007
Owner TypeIndividual
VestingSingle Person

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 23, 1997 · Amount on File
Deed SaleDec 23, 1997 · Amount on File
Deed Document Number199760845
Last Transfer DateFeb 15, 2017
Transfer Doc0000010508
Record UpdatedSep 20, 2026

March 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateMar 29, 2017
Property Address631 BRIDGE ST, WATSONVILLE, CA 95076-3655
Document Number0000010508
Map ReferenceMB49 PG15
Instrument DateFeb 15, 2017
Instrument2017-0010508
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyLAWYERS TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address631 BRIDGE ST, WATSONVILLE, CA 95076-3655

Mortgage

Document Number0000010509
DateMar 29, 2017
Instrument2017-0010509
Lender
NameMUFG UNION BANK NA
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 631 Bridge St was $1,981.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityWatsonville City
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$126,223 (+2%) Land $75,734 Building $50,489
2025$1,981.00$123,748 Land $74,249 Building $49,499
2023$1,712.00 (+2.09%)$118,943 Land $71,366 Building $47,577$411,300
2022$1,677.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 631 Bridge St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 115 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies115 in force
Nearby Flood Claims19 (2022–2023)
Most Recent ClaimMar 2023 · Severe Winter Storms And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 631 Bridge St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WATSONVILLE
serves 65,231 people · EPA ID CA4410011
Water SourceSurface water
Last State InspectionJul 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,034 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Cruzio
Fixed Wireless		1,000 / 1,000
Razzolink
Fixed Wireless		500 / 250
Verizon
Fixed Wireless		300 / 20
Etheric Networks
Fixed Wireless		250 / 100
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: T-Mobile.

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