631 Bent St, Elgin, IL 60120 Property Records

Kane County property record for 631 Bent St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,514 sqft · built 1950
Lot Size	0.162 acres (7,069 sqft)
Owner	Individual Name on File
Last Sale	$337,000 (Apr 2026)
Tax Bill	$5,672 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-24-276-009`

Property Details

APN / Parcel Number

Primary APN	`06-24-276-009`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,514 sqft Living Area
Gross Area	2,419 sqft
1st Floor Area	1,514 sqft
Basement Area	905 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Frame
Lot Area	7,069 sqft (0.162 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	631 BENT ST
City	ELGIN
State	IL
Zip	60120-7901
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JULIA & LOIS VAN NOSTRANDS ADDN LOT 8 BLOCK 1
Legal Subdivision	JULIA&LOIS VAN NOSTRANDS ADDN
Legal Block	1
Legal Lot Number	8
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	5
Census Block	5002
Census Tract	851400

Owner

631 Bent St is owned by an individual who bought it in April 2026.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1601 RECKINGER RD, AURORA, IL 60505-1638
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 8, 2026 · Amount on File
Deed Sale	Apr 8, 2026 · Amount on File
Deed Document Number	202614000
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Apr 8, 2026
Property Address	631 BENT ST, ELGIN, IL 60120-7901
Document Number	0000014000
Instrument Date	Mar 30, 2026
Instrument	202614000
Transaction Type	Transfer
Record Updated	Apr 17, 2026
Title Company	ICE MORTGAGE TECHNOLOGY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$51,055.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1601 RECKINGER RD, AURORA, IL 60505-1638

Mortgage

Document Number	0000014001,
Date	Apr 8, 2026
Instrument	202614001

Lender

Name	FIRST NATIONAL BANK OF OMAHA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 631 Bent St was $5,672, up 4.5% from the year before.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,672.00 (+4.46%) Homeowner's exemption	$82,355 (+8.57%) Land $15,416 Building $66,939	$247,164 (+8.57%) Land $46,267 Building $200,897
2024	$5,430.00	$75,854 Land $14,199 Building $61,655	$227,653 Land $42,614 Building $185,039
2022	$4,898.00 (+4.75%) Homeowner's exemption	$62,487 (+6.96%) Land $11,697 Building $50,790	$187,461 (+6.96%) Land $35,091 Building $152,370
2021	$4,676.00 Homeowner's exemption	$58,421 Land $10,936 Building $47,485	$175,263 Land $32,808 Building $142,455

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 631 Bent St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 631 Bent St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20