631 Bear Gap Rd, Elysburg, PA 17824 Property Records

Columbia County property record for 631 Bear Gap Rd, Elysburg, PA 17824

Property Summary

Property Type	Single Family Home
Details	2,653 sqft · built 1949
Lot Size	0.75 acres (32,670 sqft)
Owner	Individual Name on Record
Last Sale	$355,000 (Jul 2024)
Tax Bill	$3,909 (2026)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Feb 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`13,08-034-00,000`

Property Details

APN / Parcel Number

Primary APN	`13,08-034-00,000`

Interior

Building Area	2,653 sqft Living Area

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Lot Area	32,670 sqft (0.75 acres)

Location & Zoning

Street Address	631 BEAR GAP RD
City	ELYSBURG
State	PA
Zip	17824-9115
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	COLUMBIA PA
Township / Civil Division	CLEVELAND
Census Block Group	4
Census Block	4073
Census Tract	51500

Owner

Source: Columbia County records, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	631 BEAR GAP RD, ELYSBURG, PA 17824-9115
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2023	Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Feb 24, 2023	Deed, Subdivision Related Transfer · Conventional Mortgage FULTON BANK NA
Nov 13, 2020	Deed of Trust, Mortgage · Line of Credit SERVICE FIRST FCU
Nov 13, 2020	Deed of Trust, Mortgage SERVICE FIRST FCU
Sep 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage ELLEN P ALVARADO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2024 · Amount on Record
Deed Sale	Jul 2, 2024 · Amount on Record
Prior Sale	Jun 26, 2023 · Amount on Record
Deed Document Number	20244661
Prior Transfer Date	Feb 2, 2005
Prior Transfer Doc	0000001196
Record Updated	Oct 29, 2026

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	COLUMBIA PA
Recording Date	Jun 26, 2023
Property Address	631 BEAR GAP RD, ELYSBURG, PA 17824-9115
Document Number	0000004681
Instrument Date	Jun 20, 2023
Instrument	202304681
Transaction Type	Transfer
Record Updated	Jul 14, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	631 BEAR GAP RD, ELYSBURG, PA 17824-9115

Mortgage

Document Number	0000004682
Date	Jun 26, 2023
Instrument	202304682

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

February 2023: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	COLUMBIA PA
Recording Date	Feb 24, 2023
Property Address	631 BEAR GAP RD, ELYSBURG, PA 17824-9115
Document Number	0000001498
Instrument Date	Feb 17, 2023
Instrument	202301498
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 9, 2023
Title Company	FAXON SETTLEMENT SERVICES LLC, FAXON SETTLEMENT SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,670.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	631 BEAR GAP RD, ELYSBURG, PA 17824-9115

Mortgage

Document Number	0000001499
Date	Feb 24, 2023
Instrument	202301499

Lender

Name	FULTON BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA PA
Property Address	631 BEAR GAP RD, ELYSBURG, PA 17824-9115
Document Number	0000009268
Instrument Date	Nov 13, 2020
Transaction Type	Mortgage
Record Updated	Dec 3, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	470 W 8 1/2 ST BLOOMSBURG PA 178152429, BLOOMSBURG, PA 17815-2429

Mortgage

Document Number	0000009268
Date	Nov 18, 2020
Instrument	9268

Lender

Name	SERVICE FIRST FCU
Type	Credit Union
Address	DANVILLE, PA 17821

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA PA
Property Address	631 BEAR GAP RD, ELYSBURG, PA 17824-9115
Document Number	0000009265
Instrument Date	Nov 13, 2020
Transaction Type	Mortgage
Record Updated	Dec 3, 2020
Title Company	EXACT ABSTRACT, EXACT ABS LLC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	470 W 8 1/2 ST BLOOMSBURG PA 178152429, BLOOMSBURG, PA 17815-2429

Mortgage

Document Number	0000009265
Date	Nov 18, 2020
Instrument	9265

Lender

Name	SERVICE FIRST FCU
Type	Credit Union
Address	DANVILLE, PA 17821

Agreement

Amount	Amount Recorded

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA PA
Property Address	631 BEAR GAP RD, ELYSBURG, PA 17824-9115
Document Number	0000007021
Instrument Date	Sep 1, 2017
Transaction Type	Mortgage
Record Updated	Sep 26, 2017
Title Company	EXACT ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	470 W 8 1/2 ST BLOOMSBURG PA 178152429, BLOOMSBURG, PA 17815-2429

Mortgage

Document Number	0000007021
Date	Sep 1, 2017
Instrument	7021

Lender

Name	ELLEN P ALVARADO
Address	17171 PARK ROW # 100, HOUSTON, TX 77084-4935

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Aug 31, 2020

Interest

Rate	6%

Tax Assessment & Valuation

Source: Columbia County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Columbia County
County Subdivision	Cleveland Township
Unified School District	Southern Columbia Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,909.00 (+5.96%)	$48,328 (-)
2024	$3,689.00 (+8.56%)	$48,328 (-) Land $4,084 Building $44,244
2023	$3,398.00 (-0.26%)	$48,328 Land $4,084 Building $44,244
2022	$3,407.00
1992			$96,656 (-) Land $8,168 Building $88,488
1974			$96,656 Land $8,168 Building $88,488

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	24 (1996–2021)
Claims Outside the SFHA	7 of 24
Most Recent Claim	Sep 2021 · rainfall accumulation
Claims by Event	Tropical Storm Lee, Sep 2011 · 11 claims Severe Storms, Flooding, And Mudslides, Jun 2006 · 5 claims Tropical Depression Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 79% of Pennsylvania
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bear Gap Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures