631 Back Mountain Rd, Winchester, VA 22602 Property Records

Frederick County property record for 631 Back Mountain Rd, Winchester, VA 22602

Property Summary

Property Type	Rural Home
Details	3 bd · 3.5 ba · 2,828 sqft · built 2007
Lot Size	31.7 acres (1,381,723 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,410 (2026)
Deeds & Mortgages	Nov 2025 Sale Aug 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`40A-119`

Property Details

APN / Parcel Number

Primary APN	`40A-119`
Alternative APN	`8007324`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,828 sqft Living Area
Gross Area	7,177 sqft
1st Floor Area	1,885 sqft
Basement Area	1,885 sqft
Unfinished Basement	1,885 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2019
Exterior Material	Logs
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,381,723 sqft (31.7 acres)
Terrain	Rolling
Porch	Porch
Porch Area	914 sqft
Deck Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Connected
Water Source	Well

Location & Zoning

Account Number	8007324
Street Address	631 BACK MOUNTAIN RD
City	WINCHESTER
State	VA
Zip	22602-1621
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA
Legal Description	31.72 ACRES
Legal Subdivision	1
Jurisdiction	FREDERICK VA
Township / Civil Division	BACK CREEK
Census Block Group	2
Census Block	2018
Census Tract	50402

Owner

Source: Frederick County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	631 BACK MOUNTAIN RD, WINCHESTER, VA 22602-1621
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2025	Deed, Transfer
Aug 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF CLARKE CNTY
Jan 13, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF CLARKE CNTY
Apr 9, 2019	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MTG
Mar 29, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 29, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 26, 2017
Transfer Doc	0000003089
Record Updated	Sep 20, 2026

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK VA
Recording Date	Nov 21, 2025
Property Address	631 BACK MOUNTAIN RD, WINCHESTER, VA 22602-1621
Document Number	0000011777
Map Reference	MB 285 PG 90
Instrument Date	Nov 20, 2025
Instrument	250011777
Transaction Type	Transfer
Record Updated	Dec 15, 2025

Transaction

Amount	Amount Recorded
Tax	$275.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	631 BACK MOUNTAIN RD, WINCHESTER, VA 22602-1621

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	631 BACK MOUNTAIN RD, WINCHESTER, VA 22602-1621
Document Number	0000011306
Instrument Date	Aug 20, 2020
Transaction Type	Mortgage
Record Updated	Sep 10, 2020
Title Company	RGS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	631 BACK MOUNTAIN RD WINCHESTER VA 226021621, WINCHESTER, VA 22602-1621

Mortgage

Document Number	0000011306
Date	Aug 25, 2020
Instrument	11306

Lender

Name	BANK OF CLARKE CNTY
Type	Bank
Address	WINCHESTER, VA 22601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	631 BACK MOUNTAIN RD, WINCHESTER, VA 22602-1621
Document Number	0000000818
Instrument Date	Jan 13, 2020
Transaction Type	Mortgage
Record Updated	Mar 6, 2020
Title Company	RGS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	631 BACK MOUNTAIN RD WINCHESTER VA 226021621, WINCHESTER, VA 22602-1621

Mortgage

Document Number	0000000818
Date	Jan 22, 2020
Instrument	818

Lender

Name	BANK OF CLARKE CNTY
Type	Bank
Address	WINCHESTER, VA 22601

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK VA
Recording Date	Apr 9, 2019
Property Address	631 BACK MOUNTAIN RD, WINCHESTER, VA 22602-1621
Document Number	0000003147
Instrument Date	Mar 28, 2019
Instrument	3147
Transaction Type	Transfer
Record Updated	May 2, 2019
Title Company	RGS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$625.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	631 BLACK MOUNTAIN RD WINCHESTER VA 22602, WINCHESTER, VA 22602

Mortgage

Document Number	3148
Date	Apr 9, 2019
Instrument	3148

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 8, 2034

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FREDERICK VA
Recording Date	Mar 29, 2017
Property Address	631 BACK MOUNTAIN RD, WINCHESTER, VA 22602-1621
Document Number	0000003094
Instrument Date	Jan 30, 2017
Instrument	3094
Transaction Type	Transfer
Record Updated	May 11, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6815 PLUMPJACK CT PORT ORANGE FL 321284083, PORT ORANGE, FL 32128-4083

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FREDERICK VA
Recording Date	Mar 29, 2017
Property Address	631 BACK MOUNTAIN RD, WINCHESTER, VA 22602-1621
Document Number	0000003089
Instrument Date	Jan 26, 2017
Instrument	3089
Transaction Type	Transfer
Record Updated	May 29, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	631 BACK MOUNTAIN RD WINCHESTER VA 226021621, WINCHESTER, VA 22602-1621

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,410.00 (+10.39%)	$643,460 (-) Land $92,200 Building $551,260	$643,460 (-) Land $92,200 Building $551,260
2025	$3,089.00 (+109.99%)	$643,460 Land $92,200 Building $551,260	$643,460 Land $92,200 Building $551,260
2024	$1,471.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 69% of Virginia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	1,200 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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