631 Athens Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 631 Athens Dr, Saint Augustine, FL 32092 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,401 sqft · built 2018
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$370,000 (Feb 2020)
Tax Bill	$4,972 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`027142-0180`

Property Details

APN / Parcel Number

Primary APN	`027142-0180`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	2,401 sqft Living Area
Gross Area	3,554 sqft
1st Floor Area	2,401 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	1,153 sqft
Parking Spaces	4 Parking Spaces
Porch	Finished/Open Porch
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	631 ATHENS DR
City	SAINT AUGUSTINE
State	FL
Zip	32092-1947
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	85/8-12 ARBOR MILL PHASE TWO LOT 18 OR4890/484
Legal Range	28E
Legal Township	06S
Legal Section	18
Legal Subdivision	ARBOR MILL PHASE TWO
Legal Phase	2
Legal Block	1
Legal Lot Number	18
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1028
Census Tract	20908

Owner

Source: St. Johns County records · APN 027142-0180

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	631 ATHENS DR, SAINT AUGUSTINE, FL 32092-1947
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 06, 2022	Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE INC
Dec 22, 2020	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Feb 26, 2020	Warranty Deed, Transfer · FHA Mortgage BAY EQUITY
Dec 06, 2018	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage HOME AMERICAN MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 26, 2020 · Amount on Record
Deed Sale	Feb 26, 2020 · Amount on Record
Prior Sale	Dec 06, 2018 · Amount on Record
Deed Document Number	202015267
Deed Book / Page	4890 / 484
Record Updated	Jun 08, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	631 ATHENS DR, SAINT AUGUSTINE, FL 32092-1947
Transaction Type	Mortgage
Record Updated	Jul 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	631 ATHENS DR, SAINT AUGUSTINE, FL 32092-1947

Mortgage

Document Number	0055920775
Date	Jul 06, 2022
Book Page	5592/775
Instrument	2022066400

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	631 ATHENS DR, SAINT AUGUSTINE, FL 32092-1947
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	631 ATHENS DR, SAINT AUGUSTINE, FL 32092-1947

Mortgage

Document Number	0051320911
Date	Dec 22, 2020
Book Page	5132/911
Instrument	2020117278

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Feb 26, 2020
Property Address	631 ATHENS DR, SAINT AUGUSTINE, FL 32092-1947
Document Number	0048900484
Book / Page	004890 / 000484
Instrument Date	Feb 21, 2020
Instrument	15267
Transaction Type	Transfer
Record Updated	Mar 13, 2020
Title Company	ATTORNEYS' TITLE SERVICES LLC, ATTORNEYS' TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,590.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	631 ATHENS DR ST AUGUSTINE FL 320921947, ST AUGUSTINE, FL 32092-1947

Mortgage

Document Number	48900486
Date	Feb 26, 2020
Book Page	004890/000486
Instrument	15268

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	CORTE MADERA, CA 94925

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 25, 2050

December 2018: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Dec 06, 2018
Property Address	631 ATHENS DR, SAINT AUGUSTINE, FL 32092-1947
Document Number	0046500941
Book / Page	4650 / 0941
Map Reference	MB85 PG8-12
Instrument Date	Dec 03, 2018
Instrument	2018087072
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 31, 2021
Title Company	CHICAGO TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1560 WELLS RDA, 1560, ORANGE PARK, FL 32073

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	631 ATHENS DR, SAINT AUGUSTINE, FL 32092-1947
Investor	Possibly a Property Investor

Mortgage

Document Number	2018087073
Date	Dec 06, 2018
Instrument	2018087073

Lender

Name	HOME AMERICAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2049

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$393,447 (+2.7%)	$484,483 (+0.98%) Land $110,000 Building $374,483
2025	$4,972.00 (+12.29%) Homeowner's exemption	$383,103 (+5.99%)	$479,795 (-5.94%) Land $100,000 Building $379,795
2024	$4,428.00 (+1.98%)
2023	$4,342.00 (+2.79%) Homeowner's exemption	$361,462 (+3%)	$510,092 (+17.97%) Land $120,000 Building $390,092
2022	$4,224.00 Homeowner's exemption	$350,934	$432,378 Land $100,800 Building $331,578

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 121 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	121 in force
Nearby Flood Claims	28 (2008–2024)
Claims Outside the SFHA	6 of 28
Most Recent Claim	Oct 2024, river or lake flooding, Hurricane Milton
Claims By Storm	Hurricane Irma, Sep 2017 · 15 claims Hurricane Matthew, Oct 2016 · 8 claims

Wildfire

Wildfire Risk	Moderate above 56% of the US · above 27% of Florida
Wildfire Likelihood	About 1 in 806 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 203 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Fiber	1,200 / 35
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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