631 Ash St, Erwin, TN 37650 Property Records

Unicoi County property record for 631 Ash St, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,687 sqft · built 1958
Lot Size	0.535 acres (23,289 sqft)
Owner	2 Individual Names on Record
Last Sale	$340,000 (Feb 2024)
Tax Bill	$1,196 (2024)
Deeds & Mortgages	Oct 2021 Line of Credit Feb 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`023L-H-012.00`

Property Details

APN / Parcel Number

Primary APN	`023L-H-012.00`
Alternative APNs	`086023L H 01200` `000011403`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,687 sqft Living Area
Gross Area	2,215 sqft
1st Floor Area	1,687 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1990
Architectural Style	L-Shape
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	23,289 sqft (0.535 acres)
Lot Dimensions	220 ft deep x 96 ft wide
Terrain	High
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	136 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	631 ASH ST
City	ERWIN
State	TN
Zip	37650-1405
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	E D CO BLK B LOT NOTE LOTS 10 & 11 PART OF 9; 12 & 13 95.3X227.5 IRR
Legal Subdivision	E D CO
Legal Block	B
Legal Lot Number	10,11
Jurisdiction	UNICOI TN
Township / Civil Division	2
Census Block Group	5
Census Block	5019
Census Tract	80400

Owner

Source: Unicoi County records, as of March 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	629 ASH ST, ERWIN, TN 37650-1405
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF TENNESSEE
Feb 16, 2024	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2024 · Amount on Record
Deed Sale	Feb 16, 2024 · Amount on Record
Prior Sale	May 9, 2011 · Amount on Record
Deed Document Number	2024272
Deed Book / Page	477 / 1000
Last Transfer Date	Jan 15, 2025
Transfer Doc	0000000143
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Property Address	631 ASH ST, ERWIN, TN 37650-1405
Transaction Type	Mortgage
Record Updated	Jan 21, 2026
Title Company	DEBBIE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000452134
Date	Oct 26, 2021
Book Page	452/134
Instrument	21002370

Lender

Name	BANK OF TENNESSEE
Type	Bank
Address	JOHNSON CITY, TN 37602

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 28, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Feb 16, 2024
Property Address	631 ASH ST, ERWIN, TN 37650-1405
Document Number	0004771000
Book / Page	477 / 1000
Map Reference	MB 3 PG 89
Instrument Date	Feb 16, 2024
Instrument	24000272
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,258.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3160 CROW CANYON RD STE 400, 400, SAN RAMON, CA 94583-1382
Mail Care Of	CMG MORTGAGE INC DBA CMG HOME LOANS

Mortgage

Document Number	0024000273
Date	Feb 16, 2024
Instrument	24000273

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

Tax Assessment & Valuation

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Municipality	Erwin Town
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$45,825 (-) Land $7,850 Building $37,975	$183,300 (-) Land $31,400 Building $151,900
2024	$1,196.00 (+11.05%)	$45,825 (-) Land $7,850 Building $37,975
2023		$45,825 (-) Land $7,850 Building $37,975
2022	$1,077.00	$45,825 Land $7,850 Building $37,975	$183,300 Land $31,400 Building $151,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 50% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERWIN UTILITIES AUTHORITY serves 12,478 people · EPA ID TN0000231
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Erwin Fiber Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Point Broadband, Verizon.

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