631 8th Ave S, Onalaska, WI 54650 Property Records

La Crosse County property record for 631 8th Ave S, Onalaska, WI 54650

Property Summary

Property Type	Single Family Home
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Aug 2017)
Tax Bill	$2,926 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Oct 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`018-000468-000`

Property Details

APN / Parcel Number

Primary APN	`018-000468-000`
Alternative APNs	`18 468 0` `71337`

Exterior

Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	110 ft deep x 52 ft wide

Location & Zoning

Account Number	71337
Old Parcel Number	18 468 0
Street Address	631 8TH AVE S
City	ONALASKA
State	WI
Zip	54650-3359
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BUTTLES & PIERCES ADDITION LOT 8 & PRT LOT 7 BEG SW COR LOT 7 ALG W LN N1D5M40SW 4.52FT N86D24M50SE 109.79FT TO E LN LOT 7 S1
Legal Range	07
Legal Township	16
Legal Section	09
Legal Quarter	SW
Quarter-Quarter Section	NW
Legal Subdivision	BUTTLES & PIERCES ADDITION
Legal Block	3
Legal Lot Number	7-8
Jurisdiction	LA CROSSE WI
Township / Civil Division	ONALASKA
Census Block Group	2
Census Block	2013
Census Tract	10500

Owner

631 8th Ave S is owned and occupied by an individual who bought it in August 2017.

Source: La Crosse County records, as of March 17, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	631 8TH AVE S, ONALASKA, WI 54650-3359
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage VERVE CU
Oct 25, 2024	Deed of Trust, Mortgage · Line of Credit VERVE CU
Feb 27, 2026	Transfer on Death Deed, Transfer
Aug 25, 2017	Deed, Transfer · FHA Mortgage CU MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2017 · Amount on File
Deed Sale	Aug 25, 2017 · Amount on File
Deed Document Number	1698573
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	631 8TH AVE S, ONALASKA, WI 54650-3359
Transaction Type	Mortgage
Record Updated	Mar 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001777488
Date	Jul 26, 2021
Instrument	1777488

Lender

Name	VERVE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2036

Interest

Rate Type	Fixed Rate

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	631 8TH AVE S, ONALASKA, WI 54650-3359
Transaction Type	Mortgage
Record Updated	Mar 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001826267
Date	Oct 25, 2024
Instrument	1826267

Lender

Name	VERVE CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Dec 20, 2044

February 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LA CROSSE WI
Recording Date	Feb 27, 2026
Property Address	631 8TH AVE S, ONALASKA, WI 54650-3359
Document Number	0001845478
Instrument Date	Feb 25, 2026
Instrument	1845478
Transaction Type	Transfer
Record Updated	Mar 18, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	LA CROSSE WI
Recording Date	Aug 25, 2017
Property Address	631 8TH AVE S, ONALASKA, WI 54650-3359
Document Number	0001698573
Instrument Date	Aug 18, 2017
Instrument	1698573
Transaction Type	Transfer
Record Updated	Mar 18, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	631 8TH AVE S, ONALASKA, WI 54650-3359

Mortgage

Document Number	0001698574
Date	Aug 25, 2017
Instrument	1698574

Lender

Name	CU MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 631 8th Ave S was $2,926 with a homeowner's exemption.

Source: La Crosse County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	La Crosse County
Municipality	Onalaska City
Unified School District	Onalaska School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,926.00 Homeowner's exemption	$231,900 Land $45,700 Building $186,200	$234,500
2023	$2,990.00 (+4.25%) Homeowner's exemption	$177,100 (-) Land $32,700 Building $144,400	$177,100 (-) Land $32,700 Building $144,400
2022	$2,868.00 Homeowner's exemption	$177,100 Land $32,700 Building $144,400	$177,100 Land $32,700 Building $144,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 631 8th Ave S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 631 8th Ave S has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONALASKA WATERWORKS serves 18,000 people · EPA ID WI6320327
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, TDS Telecom.

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