631 3rd St, Lancaster, PA 17603 Property Records

Lancaster County property record for 631 3rd St, Lancaster, PA 17603

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,026 sqft · built 1922
Lot Size	0.03 acres (1,307 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Jan 2023)
Tax Bill	$2,727 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Oct 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`338-99258-0-0000`

Property Details

APN / Parcel Number

Primary APN	`338-99258-0-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,026 sqft Living Area
Gross Area	1,651 sqft
1st Floor Area	513 sqft
Upper Floors Area	513 sqft
Basement Area	513 sqft
Game Room	Game Room

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Architectural Style	Row Home
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Material	Composition Shingle
Lot Area	1,307 sqft (0.03 acres)
Porch	Slab
Porch Area	152 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	631 3RD ST
City	LANCASTER
State	PA
Zip	17603-5117
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	631 THIRD ST
Legal Lot Number	62
Jurisdiction	LANCASTER PA
Township / Civil Division	LANCASTER
Census Block Group	2
Census Block	2008
Census Tract	1100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lancaster City Historic District listed 2001 · 13,488 contributing resources · NRIS 01000956

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

631 3rd St is owned and occupied by two individuals who acquired it in June 2023.

Source: Lancaster County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	631 3RD ST, LANCASTER, PA 17603-5117
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2025	Deed of Trust, Mortgage · Partial Claim Mortgage ROCKET MORTGAGE LLC
Oct 3, 2023	Intrafamily Transfer, Transfer
Jan 24, 2023	Special Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 24, 2023 · Amount on File
Deed Sale	Jan 24, 2023 · Amount on File
Prior Sale	Nov 22, 2000 · Amount on File
Deed Document Number	20236721870
Last Transfer Date	Jun 30, 2023
Transfer Doc	0006755630
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	631 3RD ST, LANCASTER, PA 17603-5117
Transaction Type	Mortgage
Record Updated	Dec 8, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	631 3RD ST, LANCASTER, PA 17603-5117

Mortgage

Document Number	20250047290
Date	Nov 25, 2025
Instrument	20250047290

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	WASHINGTON, DC 20410

Agreement

Type	Partial Claim Mortgage
Amount	Amount on Record
Term	327 Months
Due	Feb 1, 2053

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LANCASTER PA
Recording Date	Oct 3, 2023
Property Address	631 3RD ST, LANCASTER, PA 17603-5117
Document Number	0006755630
Instrument Date	Jun 30, 2023
Instrument	6755630
Transaction Type	Transfer
Record Updated	Oct 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	631 3RD ST, LANCASTER, PA 17603-5117

January 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LANCASTER PA
Recording Date	Jan 24, 2023
Property Address	631 3RD ST, LANCASTER, PA 17603-5117
Document Number	0006721870
Instrument Date	Jan 23, 2023
Instrument	6721870
Transaction Type	Transfer
Record Updated	Feb 1, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	631 3RD ST, LANCASTER, PA 17603-5117

Mortgage

Document Number	0006721871
Date	Jan 24, 2023
Instrument	6721871

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 631 3rd St was $2,727, up 1.1% from the year before.

Source: Lancaster County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lancaster County
Municipality	Lancaster City
Unified School District	Lancaster School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$68,200 Land $17,500 Building $50,700	$68,200 Land $17,500 Building $50,700
2025	$2,727.00 (+1.07%)
2024	$2,698.00 (+6.14%)	$68,200 (-) Land $17,500 Building $50,700
2023	$2,542.00 Homeowner's exemption	$68,200 Land $17,500 Building $50,700
2018			$68,200 Land $17,500 Building $50,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 631 3rd St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1978–1986)
Most Recent Claim	Jul 1986 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 631 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LANCASTER serves 120,000 people · EPA ID PA7360058
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2024 Haloacetic acids resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2,030 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Glo Fiber, T-Mobile.

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