631 3rd St, Fort Wayne, IN 46808 Property Records

Allen County property record for 631 3rd St, Fort Wayne, IN 46808

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,424 sqft · built 1900
Lot Size	0.119 acres (5,180 sqft)
Owner	Individual Name on File
Last Sale	$53,000 (May 2019)
Tax Bill	$854 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Dec 2022 Second Mortgage + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`02-12-02-110-002.000-074`

Property Details

APN / Parcel Number

Primary APN	`02-12-02-110-002.000-074`
Alternative APN	`9229210006`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,424 sqft Living Area
Gross Area	1,780 sqft
1st Floor Area	1,424 sqft
Basement Area	356 sqft
Family Room	Family Room

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	5,180 sqft (0.119 acres)
Lot Dimensions	1,480 ft deep x 350 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	None
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	631 3RD ST
City	FORT WAYNE
State	IN
Zip	46808-2720
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 35 OF E 181.8 OF S 1/2 LOT 6 HANNAS OUT LOTS
Legal Subdivision	HANNAS OUT
Legal Lot Number	6
Jurisdiction	ALLEN IN
Township / Civil Division	WAYNE
Census Block Group	1
Census Block	1012
Census Tract	600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Fort Wayne Park and Boulevard System Historic District listed 2010 · 180 contributing resources · NRIS 10001099

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

631 3rd St is owned and occupied by an individual who bought it in May 2019.

Source: Allen County records, as of August 4, 2026

Owner of Record	Individual Name on File
Mailing Address	631 3RD ST, FORT WAYNE, IN 46808-2720
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage THREE RIVERS FEDERAL CREDIT UNION
Dec 20, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage THREE RIVERS FCU
Aug 31, 2021	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
May 16, 2019	Quit Claim Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2019 · Amount on File
Deed Sale	May 16, 2019 · Amount on File
Prior Sale	May 20, 2011 · Amount on File
Deed Document Number	201922181
Prior Transfer Date	Jul 22, 2011
Prior Transfer Doc	2011032661
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN IN
Recording Date	Jul 22, 2026
Property Address	631 3RD ST, FORT WAYNE, IN 46808-2720
Document Number	0000032573
Instrument Date	Jul 6, 2026
Instrument	202632573
Transaction Type	Mortgage
Record Updated	Aug 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032573,
Date	Jul 22, 2026
Instrument	202632573

Lender

Name	THREE RIVERS FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 15, 2041

Interest

Rate Type	Fixed Rate
Rate	5.79%
Initial Type	Fixed Rate
Max Rate	-1%

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN IN
Property Address	631 3RD ST, FORT WAYNE, IN 46808-2720
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022066429
Date	Dec 20, 2022
Instrument	2022066429

Lender

Name	THREE RIVERS FCU
Type	Credit Union
Address	FORT WAYNE, IN 46815

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Dec 1, 2032

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN IN
Property Address	631 3RD ST, FORT WAYNE, IN 46808-2720
Transaction Type	Mortgage
Record Updated	Aug 16, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	631 3RD ST, FORT WAYNE, IN 46808-2720

Mortgage

Document Number	2021058498
Date	Aug 31, 2021
Instrument	2021058498

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALLEN IN
Recording Date	May 16, 2019
Property Address	631 3RD ST, FORT WAYNE, IN 46808-2720
Document Number	2019022181
Instrument Date	May 13, 2019
Instrument	2019022181
Transaction Type	Transfer
Record Updated	Aug 16, 2023
Title Company	TRADEMARK TITLE INC, TRADEMARK TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	631 3RD ST, FORT WAYNE, IN 46808-2720

Mortgage

Document Number	2019022182
Date	May 16, 2019
Instrument	2019022182

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 631 3rd St was $854 with a homeowner's exemption, up 27.5% from the year before.

Source: Allen County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Allen County
County Subdivision	Wayne Township
Municipality	Fort Wayne City
Unified School District	Fort Wayne Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$854.00 (+27.46%) Homeowner's exemption	$108,800 Land $13,800 Building $95,000	$108,800 Land $13,800 Building $95,000
2024	$670.00 (+4.04%)
2023	$644.00 (+18.38%)	$91,200 (+11.63%) Land $13,800 Building $77,400	$91,200 (+11.63%) Land $13,800 Building $77,400
2022	$544.00	$81,700 Land $13,800 Building $67,900	$81,700 Land $13,800 Building $67,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 631 3rd St in Zone X, where a levee reduces flood risk, though there have been 7 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	7 (1982–1999)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Aug 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 631 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT WAYNE - 3 RIVERS FILTRATION PLANT serves 269,994 people · EPA ID IN5202020
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2022
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Lakeland Internet Fixed Wireless	300 / 300
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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