631 24th Ave, Sheldon, IA 51201 Property Records

O'Brien County property record for 631 24th Ave, Sheldon, IA 51201

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,536 sqft · built 2005
Lot Size	0.383 acres (16,677 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,100 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Sep 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0048449200`

Property Details

APN / Parcel Number

Primary APN	`0048449200`
Alternative APN	`0000484492`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,536 sqft Living Area
1st Floor Area	1,536 sqft
Basement Area	1,536 sqft
Finished Basement	1,156 sqft
Unfinished Basement	380 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	A-Frame
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,677 sqft (0.383 acres)
Lot Dimensions	152 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	1,352 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	631 24TH AVE
City	SHELDON
State	IA
Zip	51201-1775
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REPLAT OF LOTS 1 & 2 OF BLK 1 & THE SECOND REPL OF OL 1 SCHEMPER ADD LOT 4 BLK 2
Legal Subdivision	SCHEMPER ADD
Legal Block	1,2
Legal Lot Number	1,2,4
Jurisdiction	O'BRIEN IA
Township / Civil Division	FLOYD
Census Block Group	1
Census Block	1026
Census Tract	490300

Owner

Source: O'Brien County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	631 24TH AVE, SHELDON, IA 51201-1775
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2025	Deed of Trust, Mortgage · Line of Credit NORTHWEST BANK
Sep 18, 2025	Deed of Trust, Mortgage · Line of Credit NORTHWEST BANK
May 1, 2017	Warranty Deed, Transfer · VA Mortgage NORTHWEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2017
Deed Sale	May 1, 2017
Prior Sale	Sep 6, 2006 · Amount on Record
Deed Document Number	2017949
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	631 24TH AVE, SHELDON, IA 51201-1775
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020252406
Date	Nov 4, 2025
Instrument	2025-2406

Lender

Name	NORTHWEST BANK
Type	Bank
Address	705 GRAND AVE, SPENCER, IA 51301

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Nov 15, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	631 24TH AVE, SHELDON, IA 51201-1775
Transaction Type	Mortgage
Record Updated	Oct 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	631 24TH AVE, SHELDON, IA 51201-1775

Mortgage

Document Number	0020252053
Date	Sep 18, 2025
Instrument	2025-2053

Lender

Name	NORTHWEST BANK
Type	Bank
Address	705 GRAND AVE, SPENCER, IA 51301

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 15, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	O'BRIEN IA
Recording Date	May 1, 2017
Property Address	631 24TH AVE, SHELDON, IA 51201-1775
Document Number	0201700949
Instrument Date	Mar 31, 2017
Instrument	2017-00949
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	631 24TH AVE, SHELDON, IA 51201-1775

Mortgage

Document Number	0201700950
Date	May 1, 2017
Instrument	2017-00950

Lender

Name	NORTHWEST BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: O'Brien County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	O'Brien County
Municipality	Sheldon City
Unified School District	Sheldon Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,100.00 (+9.91%) Homeowner's exemption	$354,190 (+17.92%) Land $36,470 Building $317,720	$354,190 (+17.92%) Land $36,470 Building $317,720
2024	$4,640.00 (+7.91%)
2023		$300,370 (+17.98%) Land $32,540 Building $267,830	$300,370 (+17.98%) Land $32,540 Building $267,830
2022	$4,300.00 Homeowner's exemption	$254,600 Land $28,050 Building $226,550
2021			$254,600 Land $28,050 Building $226,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHELDON WATER DEPARTMENT serves 5,512 people · EPA ID IA7170040
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Premier Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire.

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