Lake County property record for 631 10th Ave, Two Harbors, MN 55616 · Last verified August 2023
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 2002 |
| Square Footage | 1,008 sqft Gross Area |
| Garage | 336 sqft |
| Pool | Pool with Hot Tub/Spa |
| Occupancy | Owner Occupied |
| Last Sale | $211,500 (2022) |
| Primary APN | 23-7663-61090 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,008 sqft Gross Area |
| Stories | 1 Stories |
| Utility Area | 49 sqft Utility Area |
| Utility Room | Utility Room |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Ranch Style |
| Exterior Material | Vinyl Exterior |
| Construction Type | Wood Construction |
| Parking Spaces | 1 Parking Spaces |
| Garage Area | 336 sqft Garage |
| Pool Type | Pool with Hot Tub/Spa Pool Type |
| Deck Area | 25 sqft Deck |
| Sauna | Sauna |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Street Address | 631 10TH AVE |
|---|---|
| City | TWO HARBORS |
| State | MN |
| Zip | 55616-1338 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 9 BLOCK 61 AND W12 OF LOT 10 BLOCK 61 |
| Legal Block | 61 |
| Legal Lot Number | 9-1 |
| Jurisdiction | LAKE MN |
| Minor Civil Division | TWO HARBORS |
| Census Blockgroup | 1 |
| Census Block | 1080 |
| Census Tract | 370400 |
Source: Lake County records · APN 23-7663-61090
Assessment roll updated February 1, 2023 · Last verified August 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 631 10TH AVE, TWO HARBORS, MN 55616-1338 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 15, 2022 | Deed of Trust, Mortgage · Stand Alone First Mortgage AMERICAN FINANCING |
| Apr 23, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance FREEDOM MORTGAGE CORP |
| Jan 15, 2020 | Deed of Trust, Mortgage · Stand Alone Refinance FREEDOM MORTGAGE CORP |
| Aug 04, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance FREEDOM MORTGAGE CORP |
| Mar 30, 2018 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage STEARNS LENDING |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 16, 2022 · Amount on Record |
| Deed Sale | Jun 16, 2022 · Amount on Record |
| Deed Doc Number | 200443 |
| Prior Transfer Date | Mar 30, 2018 |
| Prior Transfer Doc | A000189575 |
| Record Refreshed | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MN |
| Property Address | 631 10TH AVE, TWO HARBORS, MN 55616-1338 |
| Transaction Type | Mortgage |
| Record Updated | Aug 07, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | A000200444 |
|---|---|
| Date | Jun 15, 2022 |
| Instrument | A000200444 |
| Name | AMERICAN FINANCING |
|---|
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MN |
| Property Address | 631 10TH AVE, TWO HARBORS, MN 55616-1338 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | A000197128 |
|---|---|
| Date | Apr 23, 2021 |
| Instrument | A000197128 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | May 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MN |
| Property Address | 631 10TH AVE, TWO HARBORS, MN 55616-1338 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | A000193341 |
|---|---|
| Date | Jan 15, 2020 |
| Instrument | A000193341 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Feb 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MN |
| Property Address | 631 10TH AVE, TWO HARBORS, MN 55616-1338 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | A000198123 |
|---|---|
| Date | Aug 04, 2021 |
| Instrument | A000198123 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | Sep 01, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE MN |
| Recording Date | Mar 30, 2018 |
| Property Address | 631 10TH AVE, TWO HARBORS, MN 55616-1338 |
| Document Number | A000189575 |
| Instrument Date | Mar 23, 2018 |
| Instrument | A000189575 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 631 10TH AVE, TWO HARBORS, MN 55616-1338 |
| Document Number | A000189576 |
|---|---|
| Date | Mar 30, 2018 |
| Instrument | A000189576 |
| Name | STEARNS LENDING |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jan 01, 2048 |
Source: Lake County records · Assessment roll updated February 1, 2023 · Last verified August 2023
| Type | Name |
|---|---|
| State | Minnesota |
| County | Lake County |
| Municipality | Two Harbors City |
| Unified School District | Lake Superior Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2023 | $223,000 Land $31,900 Building $191,100 | $223,000 Land $31,900 Building $191,100 |
Our records do not include FEMA flood map data for 631 10th Ave; wildfire exposure is indirect.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 39th in Minnesota |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Indirect within ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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