6309 Winters Ln, Hanover, MD 21076 Property Records

Howard County property record for 6309 Winters Ln, Hanover, MD 21076

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,984 sqft · built 2016
Lot Size	0.236 acres (10,297 sqft)
Owner	2 Individual Names on File
Last Sale	$556,000 (Mar 2017)
Tax Bill	$11,080 (2026)
Deeds & Mortgages	Dec 2020 Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-595470`

Property Details

APN / Parcel Number

Primary APN	`01-595470`
Alternative APN	`595470`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,984 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,297 sqft (0.236 acres)
Garage Type	Basement
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	595470
Street Address	6309 WINTERS LN
City	HANOVER
State	MD
Zip	21076-1012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12
Legal Description	LOT 8 10,297 SQ' 6309 WINTERS LN WINTER CREST
Legal Subdivision	WINTER CREST
Legal Lot Number	8
Jurisdiction	HOWARD MD
Township / Civil Division	1, ELKRIDGE
Census Block Group	2
Census Block	2007
Census Tract	601206

Owner

6309 Winters Ln is owned and occupied by two individuals who bought it in March 2017.

Source: Howard County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6309 WINTERS LN, HANOVER, MD 21076-1012
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage NMSI INC
Mar 24, 2017	Grant Deed, Transfer · Conventional Mortgage PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2017 · Amount on File
Deed Sale	Mar 24, 2017 · Amount on File
Deed Document Number	2017504-463
Deed Book / Page	17504 / 463
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	6309 WINTERS LN, HANOVER, MD 21076-1012
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERIKOR TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200100356
Date	Dec 10, 2020
Book Page	20010/356

Lender

Name	NMSI INC
Type	Mortgage Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HOWARD MD
Recording Date	Mar 24, 2017
Property Address	6309 WINTERS LN, HANOVER, MD 21076-1012
Document Number	0175040463
Book / Page	017504 / 000463
Instrument Date	Mar 13, 2017
Transaction Type	Transfer
Record Updated	Feb 8, 2019
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$556.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6309 WINTERS LN HANOVER MD 210761012, HANOVER, MD 21076-1012

Mortgage

Document Number	175040473
Date	Mar 24, 2017
Book Page	017504/000473

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	414 HUNGERFORD DR # 104, ROCKVILLE, MD 20850-4125

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 23, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 6309 Winters Ln was $11,080, up 10.9% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,080.00 (+10.89%)	$733,300 (+8.39%) Land $203,800 Building $529,500	$733,300 (-) Land $203,800 Building $529,500
2025	$9,992.00	$676,567	$733,300 Land $203,800 Building $529,500
2023		$563,100 Land $158,800 Building $404,300	$563,100 Land $158,800 Building $404,300
2022	$6,220.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6309 Winters Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6309 Winters Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Believe Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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