6309 Towncrest Ct, Frederick, MD 21703 Property Records

Frederick County property record for 6309 Towncrest Ct, Frederick, MD 21703

Property Summary

Property TypeTownhouse
Details3 ba · 1,336 sqft · built 1994
Lot Size0.037 acres (1,600 sqft)
Owner2 Individual Names on Record
Last Sale$275,000 (Dec 2020)
Tax Bill$4,111 (2025)
Deeds & MortgagesOct 2020 Mortgage
Dec 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN23-453711

Property Details

APN / Parcel Number

Primary APN23-453711
Alternative APN
  • 453711

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,936 sqft Living Area
1st Floor Area696 sqft
Basement Area600 sqft
Finished Basement600 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area1,600 sqft (0.037 acres)
Deck Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number453711
Street Address6309 TOWNCREST CT
CityFREDERICK
StateMD
Zip21703-1833
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePUD
Legal DescriptionLOT 175 SEC 3 PLAT 2 1600 SQFT HANNOVER
Legal SubdivisionHANNOVER
Legal Lot Number175
JurisdictionFREDERICK MD
Township / Civil Division23, BALLENGER
Census Block Group2
Census Block2009
Census Tract751004

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6309 TOWNCREST CT, FREDERICK, MD 21703-1833
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Oct 19, 2020Deed of Trust, Mortgage · Conventional Mortgage
DEPARTMENT/HSNG & CMNTY DEV/TH
Dec 10, 2020Deed, Transfer · FHA Mortgage
PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 10, 2020 · Amount on Record
Deed SaleDec 10, 2020 · Amount on Record
Prior SaleMay 9, 2016 · Amount on Record
Deed Book / Page14347 / 387
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address6309 TOWNCREST CT, FREDERICK, MD 21703-1833
Document Number0143470412
Instrument DateOct 19, 2020
Transaction TypeMortgage
Record UpdatedFeb 2, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address6309 TOWNCREST CT FREDERICK MD 217031833, FREDERICK, MD 21703-1833

Mortgage

Document Number0143470412
DateDec 10, 2020
Book Page014347/000412
Lender
NameDEPARTMENT/HSNG & CMNTY DEV/TH
AddressLANHAM, MD 20706
Agreement
TypeConventional Mortgage
AmountAmount Recorded

December 2020: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateDec 10, 2020
Property Address6309 TOWNCREST CT, FREDERICK, MD 21703-1833
Document Number0143470387
Book / Page14347 / 387
Map ReferenceMB 51 PG 189
Instrument DateOct 19, 2020
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyHOME FIRST TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$687.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address6309 TOWNCREST CT, FREDERICK, MD 21703-1833

Mortgage

Document Number14347395
DateDec 10, 2020
Instrument14347/395
Lender
NamePRIMARY RESIDENTIAL MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$363,300 (+39.14%) Land $112,000 Building $251,300$363,300 (+39.14%) Land $112,000 Building $251,300
2025$4,111.00 (+30.59%)
2023$3,148.00$261,100 Land $79,000 Building $182,100$261,100 Land $79,000 Building $182,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people · EPA ID MD0100030
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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