Oldham County property record for 6307 Thomas Ct, Prospect, KY 40059
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,450 sqft · built 2004 |
| Lot Size | 0.52 acres (22,660 sqft) |
| Owner | Individual Name on File |
| Last Sale | $330,000 (Dec 2006) |
| Tax Bill | $5,402 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Mar 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-08F-02-149 |
| Primary APN | 11-08F-02-149 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,450 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 22,660 sqft (0.52 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 37420 |
|---|---|
| Street Address | 6307 THOMAS CT |
| City | PROSPECT |
| State | KY |
| Zip | 40059-7515 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & .5202AC |
| Legal Block | SEC 2 |
| Legal Lot Number | 149 |
| Jurisdiction | OLDHAM KY |
| Township / Civil Division | PEWEE VALLEY |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 30704 |
6307 Thomas Ct is owned and occupied by an individual who bought it in December 2006.
Source: Oldham County records, as of December 22, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 6307 THOMAS CT, PROSPECT, KY 40059-7515 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 24, 2021 | Deed of Trust, Mortgage · FHA Mortgage JFQ LENDING INC |
| Mar 24, 2021 | Deed of Trust, Mortgage · FHA Mortgage JFQ LENDING INC |
| Dec 11, 2019 | Deed of Trust, Mortgage · FHA Mortgage JFQ LENDING INC |
| Oct 18, 2018 | Deed of Trust, Mortgage · FHA Mortgage JFQ LENDING INC |
| Mar 6, 2018 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 1, 2006 · Amount on File |
| Deed Sale | Dec 1, 2006 · Amount on File |
| Deed Document Number | 360630 |
| Deed Book / Page | D883 / 067 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 6307 THOMAS CT, PROSPECT, KY 40059-7515 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | M2538/76 |
|---|---|
| Date | Aug 24, 2021 |
| Book Page | M2538/76 |
| Instrument | 651820 |
| Name | JFQ LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85258 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 324 Months |
| Due | Aug 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 6307 THOMAS CT, PROSPECT, KY 40059-7515 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | M2502/923 |
|---|---|
| Date | Mar 24, 2021 |
| Book Page | M2502/923 |
| Instrument | 627651 |
| Name | JFQ LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85254 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 354 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 6307 THOMAS CT, PROSPECT, KY 40059-7515 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M2383/0537 |
|---|---|
| Date | Dec 11, 2019 |
| Book Page | M2383/0537 |
| Instrument | 560983 |
| Name | JFQ LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85254 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 6307 THOMAS CT, PROSPECT, KY 40059-7515 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2018 |
| Name | Verified Name |
|---|
| Document Number | M2325/0144 |
|---|---|
| Date | Oct 18, 2018 |
| Book Page | M2325/0144 |
| Instrument | 544949 |
| Name | JFQ LENDING INC |
|---|---|
| Type | Non-Lending Institution |
| Address | SCOTTSDALE, AZ 85260 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Nov 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 6307 THOMAS CT, PROSPECT, KY 40059-7515 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2018 |
| Name | Verified Name |
|---|
| Document Number | M2297/285 |
|---|---|
| Date | Mar 6, 2018 |
| Book Page | M2297/285 |
| Instrument | 536327 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2048 |
The 2025 property tax bill for 6307 Thomas Ct was $5,402.
Source: Oldham County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Oldham County |
| Unified School District | Oldham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,402.00 | $410,000 Land $70,000 Building $340,000 | $410,000 Land $70,000 Building $340,000 |
| 2023 | $4,536.00 | $345,000 Land $60,000 Building $285,000 | $345,000 Land $60,000 Building $285,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6307 Thomas Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6307 Thomas Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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