6307 Deep Creek Dr, Prospect, KY 40059 Property Records

Louisville/Jefferson County Metro Government property record for 6307 Deep Creek Dr, Prospect, KY 40059

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,698 sqft · built 1985
Lot Size	0.428 acres (18,635 sqft)
Owner	2 Individual Names on Record
Last Sale	$333,000 (Jan 2019)
Tax Bill	$4,201 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21161002180000`

Property Details

APN / Parcel Number

Primary APN	`21161002180000`
Alternative APNs	`161002180000` `00001924`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,698 sqft Finished Area
Basement Area	1,698 sqft
Finished Basement	686 sqft
Flooring	Covered
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	18,635 sqft (0.428 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Deck Area	156 sqft
Patio Area	12 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001924
Street Address	6307 DEEP CREEK DR
City	PROSPECT
State	KY
Zip	40059-9318
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4-RESIDEN
Legal Description	LOT 218 HUNTING CREEK SUBDIVISION, SEC 6, PB. 27, PG. 59, 0.4278 AC +/-
Legal Subdivision	HUNTING CREEK
Legal Lot Number	218
Jurisdiction	JEFFERSON KY
Township / Civil Division	NORTHEAST JEFFERSON
Census Block Group	1
Census Block	1004
Census Tract	10312

Owner

Source: Louisville/Jefferson County Metro Government records, as of December 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6307 DEEP CREEK DR, PROSPECT, KY 40059-9318
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2020	Deed of Trust, Mortgage · VA Mortgage DRAPER & KRAMER MTG
Jan 3, 2019	Warranty Deed, Transfer · VA Mortgage CENTURY LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2019 · Amount on Record
Deed Sale	Jan 3, 2019 · Amount on Record
Prior Sale	Aug 11, 2016 · Amount on Record
Deed Document Number	2019792
Deed Book / Page	11320 / 737
Prior Transfer Date	Jan 19, 2006
Prior Transfer Doc	DN2006027894
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	6307 DEEP CREEK DR, PROSPECT, KY 40059-9318
Document Number	0164230540
Instrument Date	Mar 10, 2020
Transaction Type	Mortgage
Record Updated	Apr 15, 2020
Title Company	SIGNATURE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6307 DEEP CREEK DR PROSPECT KY 400599318, PROSPECT, KY 40059-9318

Mortgage

Document Number	0164230540
Date	Mar 19, 2020
Book Page	016423/000540
Instrument	61152

Lender

Name	DRAPER & KRAMER MTG
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 18, 2050

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON KY
Recording Date	Jan 3, 2019
Property Address	6307 DEEP CREEK DR, PROSPECT, KY 40059-9318
Document Number	0113200737
Book / Page	011320 / 000737
Instrument Date	Dec 27, 2018
Instrument	792
Transaction Type	Transfer
Record Updated	Jan 21, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$333.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6307 DEEP CREEK DR PROSPECT KY 400599318, PROSPECT, KY 40059-9318

Mortgage

Document Number	158080668
Date	Jan 3, 2019
Book Page	015808/000668
Instrument	793

Lender

Name	CENTURY LNDG
Address	LOUISVILLE, KY 40223

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 2, 2049

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Municipality	Prospect City
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,201.00 (-3.65%)	$376,520 (-) Land $85,000 Building $291,520
2024			$376,520 (-) Land $85,000 Building $291,520
2023	$4,360.00 (-0.34%)	$376,520 (-) Land $85,000 Building $291,520	$376,520 (-) Land $85,000 Building $291,520
2022	$4,375.00	$376,520 Land $85,000 Building $291,520	$376,520 Land $85,000 Building $291,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	56 units insured incl. 42 condo units
Nearby Flood Claims	31 (1980–2025)
Claims Outside the SFHA	4 of 31
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 8 claims Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Feb 2018 · 9 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

Cell Coverage

5G and 4G LTE (outdoors only)

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