6307 Cartmel Ln, Windermere, FL 34786 Property Records

Orange County property record for 6307 Cartmel Ln, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,211 sqft · built 2004
Lot Size	0.622 acres (27,077 sqft)
Owner	2 Individual Names on File
Last Sale	$675,000 (Aug 2021)
Tax Bill	$10,315 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-23-28-7392-01-250`

Property Details

APN / Parcel Number

Primary APN	`19-23-28-7392-01-250`
Alternative APNs	`282319739201250` `285097` `289948` `294113`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,211 sqft Living Area
Gross Area	4,483 sqft
1st Floor Area	3,211 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	27,077 sqft (0.622 acres)
Garage Type	Attached
Garage Area	932 sqft
Parking Spaces	4 Parking Spaces
Porch	Finished/Open Porch
Porch Area	340 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	6307 CARTMEL LN
City	WINDERMERE
State	FL
Zip	34786-5420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	RESERVE AT LAKE BUTLER SOUND UNIT 2 47/127 LOT 125
Legal Range	28E
Legal Township	23S
Legal Section	19
Legal Subdivision	RESERVE AT LAKE BUTLER SOUND UT 2
Legal Tract	7392
Legal Block	1
Legal Lot Number	125
Legal Unit	2
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	2
Census Block	2014
Census Tract	17115

Owner

6307 Cartmel Ln is owned and occupied by two individuals who bought it in August 2021.

Source: Orange County records, as of June 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6307 CARTMEL LN, WINDERMERE, FL 34786-5420
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2024	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Aug 12, 2021	Warranty Deed, Transfer · Conventional Mortgage THIRD FSLA OF CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2021 · Amount on File
Deed Sale	Aug 12, 2021 · Amount on File
Prior Sale	Oct 1, 2004 · Amount on File
Deed Document Number	2021491760
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	6307 CARTMEL LN, WINDERMERE, FL 34786-5420
Transaction Type	Mortgage
Record Updated	Mar 12, 2024
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000109245
Date	Feb 26, 2024
Instrument	20240109245

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 14, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Aug 12, 2021
Property Address	6307 CARTMEL LN, WINDERMERE, FL 34786-5420
Document Number	20210491760
Map Reference	MB 47 PG 127
Instrument Date	Jul 30, 2021
Instrument	20210491760
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	CELEBRATION TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,725.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8318 QUIMBY CIR, 8318, DAVENPORT, FL 33896-5325

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6307 CARTMEL LN, WINDERMERE, FL 34786-5420

Mortgage

Document Number	20210491761
Date	Aug 12, 2021
Instrument	20210491761

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 6307 Cartmel Ln was $10,315, up 3.8% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$663,036 (+2.7%)	$812,220 (-1.18%) Land $285,000 Building $527,220
2025	$10,315.00 (+3.85%) Homeowner's exemption	$645,605	$821,930 Land $285,000 Building $536,930
2024	$9,933.00 (+7.23%)
2023	$9,263.00 (+3.2%) Homeowner's exemption	$609,136 (+3%)	$762,125 (+28.87%) Land $285,000 Building $477,125
2022	$8,976.00 Homeowner's exemption	$591,394 Land $185,000 Building $406,394	$591,394 Land $185,000 Building $406,394

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6307 Cartmel Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 61 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	61 in force
Nearby Flood Claims	3 (2022–2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6307 Cartmel Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 35
AT&T Fixed Wireless	100 / 20

May also be available: Hotwire Communications, T-Mobile.

Nearby Properties on Cartmel Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures