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6305 Ladera Trl, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 6305 Ladera Trl, Pace, FL 32571 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,936 sqft · built 2017
Lot Size0.147 acres (6,403 sqft)
OwnerIndividual Name on File
Last Sale$350,000 (Apr 2022)
Tax Bill$3,570 (2025)
Deeds & MortgagesJul 2026 Line of Credit
Apr 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN23-2N-30-0077-00B00-0130

Property Details

APN / Parcel Number

Primary APN23-2N-30-0077-00B00-0130
Alternative APN
  • N30223007700B000130

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,936 sqft Living Area
Gross Area2,621 sqft
1st Floor Area1,936 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area6,403 sqft (0.147 acres)
Lot Dimensions125 ft deep x 50 ft wide
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area245 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address6305 LADERA TRL
CityMILTON
StateFL
Zip32571-6782
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionASHLEY PLANTATION PHASE 1 LOT 13 BLK B AS DES IN OR 4265 PG 1825
Legal Range30W
Legal Township2N
Legal Section23
Legal SubdivisionASHLEY PLANTATION
Legal BlockB
Legal Lot Number13
JurisdictionSANTA ROSA FL
Township / Civil DivisionPACE
Census Block Group1
Census Block1064
Census Tract10302

Owner

Source: Santa Rosa County records · APN 23-2N-30-0077-00B00-0130

Assessment roll updated December 8, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address6305 LADERA TRL, MILTON, FL 32571-6782
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2026Deed of Trust, Mortgage · Line of Credit
NEW AMERICAN FUNDING
Apr 01, 2022Deed of Trust, Mortgage · Conventional Mortgage
BROKER SOLUTIONS INC
Apr 05, 2021Deed of Trust, Mortgage · FHA Mortgage
NAVY FCU
Apr 21, 2017Grant Deed, Subdivision Related Transfer · FHA Mortgage
NAVY FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 01, 2022 · Amount on Record
Deed SaleApr 01, 2022 · Amount on Record
Prior SaleApr 21, 2017 · Amount on Record
Deed Document Number202219529
Deed Book / Page4265 / 1825
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Recording DateJul 21, 2026
Property Address6305 LADERA TRL, MILTON, FL 32571-6782
Document Number0000036506
Book / Page4769 / 743
Instrument DateJul 11, 2026
Instrument202636506
Transaction TypeMortgage
Record UpdatedAug 20, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address6305 LADERA TRL, MILTON, FL 32571-6782

Mortgage

Document Number0000036506,
DateJul 21, 2026
Book Page4769/743
Instrument202636506
Lender
NameNEW AMERICAN FUNDING
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueAug 06, 2046
Interest
Rate6.52%
Max Rate-1%

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address6305 LADERA TRL, PACE, FL 32571-6782
Transaction TypeMortgage
Record UpdatedMar 27, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address3481 QUAIL DR, MILTON, FL 32571-8799

Mortgage

Document Number0042651826
DateApr 01, 2022
Book Page4265/1826
Instrument202219530
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
AddressTUSTIN, CA 92780
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2052

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address6305 LADERA TRL, PACE, FL 32571-6782
Transaction TypeMortgage
Record UpdatedMar 27, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address6305 LADERA TRL, PACE, FL 32571-6782
InvestorPossibly a Property Investor

Mortgage

Document Number0040971893
DateApr 05, 2021
Book Page4097/1893
Instrument202121874
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term313 Months
DueMay 01, 2047

April 2017: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionSANTA ROSA FL
Recording DateApr 21, 2017
Property Address6305 LADERA TRL, PACE, FL 32571-6782
Document Number0036170453
Book / Page003617 / 000453
Instrument DateApr 20, 2017
Instrument15475
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 15, 2017
Title CompanyDHI TITLE/FL INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,301.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6305 LADERA TRL PACE FL 325716782, PACE, FL 32571-6782

Mortgage

Document Number36170455
DateApr 21, 2017
Book Page003617/000455
Instrument15476
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 20, 2047

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,570.00 (-1.95%)$289,117 (-2.25%) Land $45,000 Building $244,117$289,117 (-2.25%) Land $45,000 Building $244,117
2024$3,641.00 (-5.26%)$295,778 (+0.78%) Land $45,000 Building $250,778$295,778 (+0.78%) Land $45,000 Building $250,778
2023$3,843.00 (+65.5%)$293,483 (+36.32%) Land $45,000 Building $248,483$293,483 (+9.15%) Land $45,000 Building $248,483
2022$2,322.00 Homeowner's exemption$215,296$268,878 Land $31,000 Building $237,878

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121130103021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 149 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies149 in force
Nearby Flood Claims3 (2020)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2020, rainfall accumulation, Hurricane Sally
Claims By Storm
  • Hurricane Sally, Sep 2020 · 3 claims

Wildfire

Wildfire RiskModerate
above 69% of the US · above 49% of Florida
Wildfire LikelihoodAbout 1 in 350 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 88 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
Conexon ConnectFiber2,000 / 2,000
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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