6305 Celtic Dr, Chattanooga, TN 37416 Property Records

Hamilton County property record for 6305 Celtic Dr, Chattanooga, TN 37416

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,640 sqft · built 1986
Lot Size	0.427 acres (18,621 sqft)
Owner	Owner Name on File
Last Sale	$128,500 (Oct 2013)
Tax Bill	$962 (2025)
Deeds & Mortgages	Mar 2026 Second Mortgage Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`111M A 026`

Property Details

APN / Parcel Number

Primary APN	`111M A 026`
Alternative APN	`0000039306`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,640 sqft Living Area

Exterior

Year Built	Built 1986
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	18,621 sqft (0.427 acres)
Lot Dimensions	206 ft deep x 90 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000039306
Street Address	6305 CELTIC DR
City	CHATTANOOGA
State	TN
Zip	37416-1404
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 68 LAKESHORE MANOR SUB UNIT 2 PB 34 PG 1
Legal Subdivision	LAKESHORE MANOR #1
Legal Lot Number	68
Legal Unit	2
Jurisdiction	HAMILTON TN
Township / Civil Division	9
Census Block Group	4
Census Block	4006
Census Tract	11413

Owner

The current owner of 6305 Celtic Dr bought it in October 2013.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	Owner Name on File
Mailing Address	6305 CELTIC DR, CHATTANOOGA, TN 37416-1404
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TENNESSEE VALLEY FCU
Mar 2, 2021	Deed of Trust, Mortgage · FHA Mortgage GENEVA FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2013 · Amount on File
Deed Sale	Oct 31, 2013 · Amount on File
Prior Sale	Jul 17, 2006 · Amount on File
Deed Document Number	2013103100148
Deed Book / Page	10092 / 809
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	6305 CELTIC DR, CHATTANOOGA, TN 37416-1404
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000073
Date	Mar 12, 2026
Book Page	14224/457
Instrument	2026031200073

Lender

Name	TENNESSEE VALLEY FCU
Type	Credit Union
Address	CHATTANOOGA, TN 37402

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2041

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	6305 CELTIC DR, CHATTANOOGA, TN 37416-1404
Transaction Type	Mortgage
Record Updated	Sep 25, 2025
Title Company	CREEKSIDE TITLE AND ESCROW LLC, CREEKSIDE TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000158
Date	Mar 2, 2021
Book Page	12376/563
Instrument	2021030200158

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company
Address	CHANDLER, AZ 85248

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Mar 1, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 6305 Celtic Dr was $962, up 18.6% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$962.00 (+18.62%)	$63,475 (+75.1%)	$253,900 (+75.1%) Land $50,000 Building $203,900
2024	$811.00 (-1.1%)	$36,250 (-)	$145,000 (-) Land $20,000 Building $125,000
2023	$820.00	$36,250	$145,000 Land $20,000 Building $125,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6305 Celtic Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2000.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2000–2012)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2012 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6305 Celtic Dr is moderate, ranking above 43% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 61% of Tennessee
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTSIDE UTILITY DISTRICT serves 59,612 people · EPA ID TN0000219
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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