6305 6th St, Chesapeake Beach, MD 20732 Property Records

Calvert County property record for 6305 6th St, Chesapeake Beach, MD 20732

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,008 sqft · built 1995
Lot Size	0.184 acres (8,000 sqft)
Owner	Individual Name on File
Tax Bill	$2,531 (2025)
Deeds & Mortgages	May 2025 Mortgage Dec 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-155609`

Property Details

APN / Parcel Number

Primary APN	`03-155609`
Alternative APNs	`3155609` `155609`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,008 sqft Total Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,000 sqft (0.184 acres)
Deck Area	220 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	155609
Street Address	6305 6TH ST
City	CHESAPEAKE BEACH
State	MD
Zip	20732-4126
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LTS 60-63 BLK 21 SUMMER CITY
Legal Subdivision	RNDLE CLIF BCH
Legal Block	21
Legal Lot Number	60-63
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	2
Census Block	2004
Census Tract	860402

Owner

Source: Calvert County records · APN 03-155609

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	6305 6TH ST, CHESAPEAKE BEACH, MD 20732-4126
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 23, 2025	Intrafamily Transfer, Transfer · FHA Mortgage FINANCIAL FREEDOM MORTGAGE LLC
Dec 11, 2023	Intrafamily Transfer, Transfer · FHA Mortgage CENTRAL MORTGAGE FUNDING LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 23, 2025
Deed Sale	May 23, 2025
Prior Sale	Dec 11, 2023
Deed Book / Page	6732 / 102
Prior Transfer Date	Dec 04, 2023
Prior Transfer Doc	0065120382
Record Updated	Sep 20, 2026

May 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALVERT MD
Recording Date	May 23, 2025
Property Address	6305 6TH ST, CHESAPEAKE BEACH, MD 20732-4126
Document Number	0067320102
Book / Page	6732 / 102
Map Reference	LB GWD 9 FO 149
Instrument Date	May 15, 2025
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	EAGLE TITLE AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6305 6TH ST, CHESAPEAKE BEACH, MD 20732-4126

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	6305 6TH ST, CHESAPEAKE BEACH, MD 20732-4126

Mortgage

Document Number	0006732106
Date	May 23, 2025
Instrument	6732/106

Lender

Name	FINANCIAL FREEDOM MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2055

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALVERT MD
Recording Date	Dec 11, 2023
Property Address	6305 6TH ST, CHESAPEAKE BEACH, MD 20732-4126
Document Number	0065120382
Book / Page	6512 / 382
Map Reference	LB GWD 9 FO 149
Instrument Date	Dec 04, 2023
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	UNKNOWN, ALLIANCE FIRST TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6305 6TH ST, CHESAPEAKE BEACH, MD 20732-4126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6305 6TH ST, CHESAPEAKE BEACH, MD 20732-4126

Mortgage

Document Number	0006512389
Date	Dec 11, 2023
Instrument	6512/389

Lender

Name	CENTRAL MORTGAGE FUNDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2054

Tax Assessment & Valuation

Source: Calvert County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$219,700 (+2.66%)	$231,100 (+7.99%) Land $75,000 Building $156,100
2025	$2,531.00 (+25.67%)	$214,000 (+10.35%) Land $75,000 Building $139,000	$214,000 (-) Land $75,000 Building $139,000
2023	$2,014.00	$193,933	$214,000 Land $75,000 Building $139,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 18, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 67% of the US · above 68% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 315 locations within half a mile of this property.

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