6304 Murray Ridge Rd, Elyria, OH 44035 Property Records

Lorain County property record for 6304 Murray Ridge Rd, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,708 sqft · built 1954
Lot Size	0.86 acres (37,462 sqft)
Owner	2 Individual Names on Record
Last Sale	$199,900 (Jul 2022)
Tax Bill	$4,306 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-21-004-102-015`

Property Details

APN / Parcel Number

Primary APN	`06-21-004-102-015`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,708 sqft Living Area
Gross Area	2,346 sqft
1st Floor Area	1,554 sqft
Basement Area	1,554 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1960
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Lot Area	37,462 sqft (0.86 acres)
Lot Dimensions	250 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Frame Porch
Porch Area	342 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	6304 MURRAY RIDGE RD
City	ELYRIA
State	OH
Zip	44035-1028
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2010-0331291
Legal Subdivision	NEWBERRY TRACT
Legal Tract	21
Legal Block	102
Legal Lot Number	4
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	1
Census Block	1023
Census Tract	70200

Owner

Source: Lorain County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6304 MURRAY RIDGE RD, ELYRIA, OH 44035-1028
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2022 · Amount on Record
Deed Sale	Jul 29, 2022 · Amount on Record
Prior Sale	Apr 19, 2010 · Amount on Record
Deed Document Number	2022885326
Prior Transfer Date	Nov 19, 2007
Prior Transfer Doc	0000232467
Record Updated	Sep 20, 2026

July 2022: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LORAIN OH
Recording Date	Jul 29, 2022
Property Address	6304 MURRAY RIDGE RD, ELYRIA, OH 44035-1028
Document Number	0000885326
Instrument Date	Jul 28, 2022
Instrument	2022-0885326
Transaction Type	Transfer
Record Updated	Aug 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	6304 MURRAY RIDGE RD, ELYRIA, OH 44035-1028

Mortgage

Document Number	0000885327
Date	Jul 29, 2022
Instrument	2022-0885327

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.89%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2027
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	5.89%
Index	Other
Max Rate	9.89%

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	Elyria Township
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,306.00 Homeowner's exemption	$79,200 (%) Land $17,300 Building $61,900	$226,290 (-) Land $49,440 Building $176,850
2024	$4,306.00 (+20.11%)	$79,202 (+40.14%) Land $17,304 Building $61,898	$226,290 (+40.14%) Land $49,440 Building $176,850
2023	$3,585.00 (+18.47%)	$56,515 (+0.01%) Land $14,553 Building $41,962	$161,470 (-) Land $41,580 Building $119,890
2022	$3,026.00	$56,510 Land $14,550 Building $41,960
2021			$161,470 Land $41,580 Building $119,890

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMHERST CITY PWS serves 11,797 people · EPA ID OH4700003
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20