Oldham County property record for 6304 Matten Ct, Prospect, KY 40059
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,500 sqft · built 2004 |
| Lot Size | 0.275 acres (12,001 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,271 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit Sep 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-08F-02-129 |
| Primary APN | 11-08F-02-129 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,500 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 12,001 sqft (0.275 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 31001 |
|---|---|
| Street Address | 6304 MATTEN CT |
| City | PROSPECT |
| State | KY |
| Zip | 40059-7514 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & .2755AC |
| Legal Block | SEC 2 |
| Legal Lot Number | 129 |
| Jurisdiction | OLDHAM KY |
| Township / Civil Division | PEWEE VALLEY |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 30704 |
6304 Matten Ct is owned and occupied by two individuals.
Source: Oldham County records, as of December 22, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6304 MATTNCT, PROSPECT, KY 40059 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 10, 2023 | Deed of Trust, Mortgage · Line of Credit L&N FCU |
| Sep 25, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CENTURY LENDING CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Deed Document Number | 814-236 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 6304 MATTEN CT, PROSPECT, KY 40059-7514 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0M2639/506 |
|---|---|
| Date | Oct 10, 2023 |
| Book Page | M2639/506 |
| Instrument | 744140 |
| Name | L&N FCU |
|---|---|
| Type | Credit Union |
| Address | LOUISVILLE, KY 40229 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 9, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 6304 MATTEN CT, PROSPECT, KY 40059-7514 |
| Transaction Type | Mortgage |
| Record Updated | Oct 3, 2018 |
| Name | Verified Name |
|---|
| Document Number | M2322/0564 |
|---|---|
| Date | Sep 25, 2018 |
| Book Page | M2322/0564 |
| Instrument | 544079 |
| Name | CENTURY LENDING CO |
|---|---|
| Type | Lending Institution |
| Address | LOUISVILLE, KY 40223 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2048 |
The 2025 property tax bill for 6304 Matten Ct was $5,271.
Source: Oldham County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Oldham County |
| Unified School District | Oldham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,271.00 | $400,000 Land $70,000 Building $330,000 | $400,000 Land $70,000 Building $330,000 |
| 2023 | $4,601.00 | $350,000 Land $60,000 Building $290,000 | $350,000 Land $60,000 Building $290,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6304 Matten Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6304 Matten Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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