6304 Jacobs Ct, Eldersburg (Sykesville), MD 21784 Property Records

Carroll County property record for 6304 Jacobs Ct, Eldersburg, MD 21784

Property Summary

Property Type	Townhouse
Details	1.5 ba · 1,216 sqft · built 1997
Lot Size	0.057 acres (2,500 sqft)
Owner	Individual Name on Record
Last Sale	$340,000 (Sep 2025)
Tax Bill	$3,528 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Sep 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-089026`

Property Details

APN / Parcel Number

Primary APN	`05-089026`
Alternative APNs	`5089026` `089026`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,216 sqft Total Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,500 sqft (0.057 acres)
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	089026
Street Address	6304 JACOBS CT
City	SYKESVILLE
State	MD
Zip	21784-6179
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R-100
Legal Description	LT 62A - 2500 SF 6304 JACOBS CT 41-21 BENJAMINS CLAIM AMND SC
Legal Subdivision	BENJAMINS CLAIM SEC 03 AMD
Legal Lot Number	62A
Jurisdiction	CARROLL MD
Township / Civil Division	5, FREEDOM
Census Block Group	2
Census Block	2002
Census Tract	505203

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6304 JACOBS CT, SYKESVILLE, MD 21784-6179
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK MORTGAGE
Sep 17, 2025	Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE
Apr 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage GEORGE MASON MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2025 · Amount on Record
Deed Sale	Sep 17, 2025 · Amount on Record
Prior Sale	May 26, 2010 · Amount on Record
Deed Book / Page	11570 / 83
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Recording Date	Jun 30, 2026
Property Address	6304 JACOBS CT, SYKESVILLE, MD 21784-6179
Document Number	1180000313
Book / Page	11805 / 313
Instrument Date	Jun 25, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	E ASSURANCE TITLE, ASSURANCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6304 JACOBS CT, SYKESVILLE, MD 21784-6179

Mortgage

Document Number	1180000313,
Date	Jun 30, 2026
Book Page	11805/313

Lender

Name	TOWNEBANK MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Sep 17, 2025
Property Address	6304 JACOBS CT, ELDERSBURG, MD 21784-6179
Document Number	0115700083
Book / Page	11570 / 83
Map Reference	MB LWS41 PG 21
Instrument Date	Sep 15, 2025
Transaction Type	Transfer
Record Updated	Sep 29, 2025
Title Company	ASSURE TITLE, ASSURANCE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$850.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6304 JACOBS CT, ELDERSBURG, MD 21784-6179

Mortgage

Document Number	0001157090
Date	Sep 17, 2025
Instrument	11570/90

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	6304 JACOBS CT, ELDERSBURG, MD 21784-6179
Document Number	0096350018
Instrument Date	Apr 10, 2020
Transaction Type	Mortgage
Record Updated	Jun 15, 2020
Title Company	SAGE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6304 JACOBS CT ELDERSBURG MD 217846179, ELDERSBURG, MD 21784-6179

Mortgage

Document Number	0096350018
Date	Apr 15, 2020
Book Page	009635/000018

Lender

Name	GEORGE MASON MTG
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 14, 2035

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,528.00 (+3.07%)	$311,433 (+1.26%)	$315,300 (-) Land $150,000 Building $165,300
2025	$3,423.00 (+6.24%) Homeowner's exemption	$307,567 (+7.87%)	$315,300 (+3.82%) Land $150,000 Building $165,300
2023	$3,222.00 Homeowner's exemption	$285,133	$303,700 Land $150,000 Building $153,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREEDOM DISTRICT serves 24,867 people · EPA ID MD0060002
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2019 Haloacetic acids resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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