6304 Howells Ferry Rd, Mobile, AL 36618 Property Records

Mobile County property record for 6304 Howells Ferry Rd, Mobile, AL 36618

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,291 sqft · built 1987
Lot Size	0.171 acres (7,475 sqft)
Owner	Individual Name on Record
Last Sale	$5,889 (Nov 2013)
Tax Bill	$633 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R022802043000007002`

Property Details

APN / Parcel Number

Primary APN	`R022802043000007002`
Alternative APNs	`28 02 04 3 000 007.002` `01911033` `1911033`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,291 sqft Living Area
1st Floor Area	1,291 sqft
Utility Room	Utility Room
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1990
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,475 sqft (0.171 acres)
Porch	Slab
Porch Area	12 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1911033
Street Address	6304 HOWELLS FERRY RD
City	MOBILE
State	AL
Zip	36618-3172
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 SUMMER PLACE UNIT 1 MBK 36 P 91 #SEC 04 T4S R2W #MP28 02 04 3 000
Legal Range	04S
Legal Township	04S
Legal Section	04
Legal Subdivision	SUMMER PLACE
Legal Lot Number	2
Legal Unit	1
Jurisdiction	MOBILE AL
Township / Civil Division	MOBILE
Census Block Group	2
Census Block	2000
Census Tract	3410

Owner

Source: Mobile County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6304 HOWELLS FERRY RD, MOBILE, AL 36618-3172
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Deed of Trust, Mortgage · FHA Mortgage FIRST AMERICAN TITLE
Jul 20, 2022	Deed of Trust, Mortgage · Line of Credit GULF COAST FCU
Apr 26, 2017	Loan Modification, Mortgage · FHA Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2013 · Amount on Record
Deed Sale	Nov 5, 2013 · Amount on Record
Prior Sale	Jan 22, 2004 · Amount on Record
Deed Document Number	201365170
Deed Book / Page	7092 / 1831
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Recording Date	Jul 1, 2026
Property Address	6304 HOWELLS FERRY RD, MOBILE, AL 36618-3172
Document Number	0000038663
Instrument Date	May 27, 2026
Instrument	202638663
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6304 HOWELLS FERRY RD, MOBILE, AL 36618-3172

Mortgage

Document Number	0000038663,
Date	Jul 1, 2026
Instrument	202638663

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	479 Months
Due	Jun 1, 2066

Interest

Rate	6.3%
Max Rate	-1%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	6304 HOWELLS FERRY RD, MOBILE, AL 36618-3172
Transaction Type	Mortgage
Record Updated	Jul 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048419
Date	Jul 20, 2022
Instrument	2022048419

Lender

Name	GULF COAST FCU
Type	Credit Union
Address	MOBILE, AL 36604

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 19, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MOBILE AL
Property Address	6304 HOWELLS FERRY RD, MOBILE, AL 36618-3172
Document Number	0000028140
Instrument Date	Apr 26, 2017
Transaction Type	Mortgage
Record Updated	Feb 28, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6304 HOWELLS FERRY RD MOBILE AL 366183172, MOBILE, AL 36618-3172

Mortgage

Document Number	0000028140
Date	May 22, 2017
Book Page	007511/000979
Instrument	28140

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of December 23, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$633.00 (+3.94%) Homeowner's exemption	$10,870 (+3.72%) Land $2,000 Building $8,870	$108,700 (+3.72%) Land $20,000 Building $88,700
2024	$609.00 (+26.88%) Homeowner's exemption	$10,480 (+24.17%) Land $2,000 Building $8,480	$104,800 (+24.17%) Land $20,000 Building $84,800
2023	$480.00 Homeowner's exemption	$8,440 Land $2,000 Building $6,440	$84,400 Land $20,000 Building $64,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 74% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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