6304 Gunner Ter, Sebring, FL 33875 Property Records

Highlands County property record for 6304 Gunner Ter, Sebring, FL 33875

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,290 sqft · built 1993
Lot Size	0.215 acres (9,375 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Jul 2023)
Tax Bill	$2,236 (2024)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Jul 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C-24-35-28-040-0050-0020`

Property Details

APN / Parcel Number

Primary APN	`C-24-35-28-040-0050-0020`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	1,290 sqft Living Area
2nd Floor Area	1,100 sqft
Upper Floors Area	1,100 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Exterior Material	Aluminum Siding
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,375 sqft (0.215 acres)
Lot Dimensions	125 ft deep x 75 ft wide
Driveway	Driveway
Driveway Area	360 sqft

Exterior Amenities

Porch	Porch
Porch Area	1,300 sqft
Deck Area	112 sqft
Patio Area	1,100 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	6304 GUNNER TER
City	SEBRING
State	FL
Zip	33875-6149
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ORANGE BLOSSOM EST UNIT 4 PB 6 PG 44 LOT 2 BLK 5
Legal Range	28E
Legal Township	35S
Legal Section	24
Legal Subdivision	ORANGE BLOSSOM EST
Legal Block	5
Legal Lot Number	2
Legal Unit	4
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	4
Census Block	4051
Census Tract	961301

Owner

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6304 GUNNER TER, SEBRING, FL 33875-6149
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2023	Warranty Deed, Transfer · FHA Mortgage THE MORTGAGE FIRM INC
Jul 18, 2023	Warranty Deed, Transfer · FHA Mortgage THE MORTGAGE FIRM INC
Aug 4, 2017	Warranty Deed, Transfer · Conventional with PMI SOUTHEAST MTG/GA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2023 · Amount on Record
Deed Sale	Jul 18, 2023 · Amount on Record
Prior Sale	Aug 4, 2017 · Amount on Record
Deed Document Number	2160549
Deed Book / Page	2987 / 759
Record Updated	Jun 8, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jul 18, 2023
Property Address	6304 GUNNER TER, SEBRING, FL 33875-6149
Document Number	0002160549
Book / Page	2987 / 759
Map Reference	MB 6 PG 44
Instrument Date	Jul 14, 2023
Instrument	2160549
Transaction Type	Transfer
Record Updated	Dec 15, 2025
Title Company	SOUTH RIDGE ABSTRACT & TTL C

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,505.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2105 ALLADIN ST, SEBRING, FL 33875-4564

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6304 GUNNER TER, SEBRING, FL 33875-6149

Mortgage

Document Number	0002987761
Date	Jul 18, 2023
Instrument	2987/761

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jul 18, 2023
Property Address	6304 GUNNER TER, SEBRING, FL 33875-6149
Document Number	0002160549
Book / Page	2987 / 759
Map Reference	MB 6 PG 44
Instrument Date	Jul 14, 2023
Instrument	2160549
Transaction Type	Transfer
Record Updated	Aug 21, 2023
Title Company	SOUTH RIDGE ABSTRACT AND TITLE, SOUTH RIDGE ABSTRACT & TTL C

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,505.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2105 ALLADIN ST, SEBRING, FL 33875-4564

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6304 GUNNER TER, SEBRING, FL 33875-6149

Mortgage

Document Number	0002987761
Date	Jul 18, 2023
Instrument	2987/761

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Aug 4, 2017
Property Address	6304 GUNNER TER, SEBRING, FL 33875-6149
Document Number	0001861685
Book / Page	002592 / 001536
Instrument Date	Jul 31, 2017
Instrument	1861685
Transaction Type	Transfer
Record Updated	Aug 16, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$595.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6304 GUNNER TER SEBRING FL 338756149, SEBRING, FL 33875-6149

Mortgage

Document Number	1861686
Date	Aug 4, 2017
Book Page	002592/001538
Instrument	1861686

Lender

Name	SOUTHEAST MTG/GA
Type	Mortgage Company
Address	DULUTH, GA 30096

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 3, 2047

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$145,994 (+8.44%) Land $8,906 Building $137,088	$145,994 (+8.44%) Land $8,906 Building $137,088
2024	$2,236.00 (+11.47%)
2023	$2,006.00 (+8.32%)	$134,627 (+15.29%) Land $6,750 Building $127,877	$134,627 (+15.29%) Land $6,750 Building $127,877
2022	$1,852.00	$116,773 Land $5,250 Building $111,523	$116,773 Land $5,250 Building $111,523

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE JOSEPHINE HEIGHTS private · serves 1,325 people · EPA ID FL6280162
Water Source	Groundwater
Last State Inspection	Jan 2023
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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