Frederick County property record for 6304 Derby Cir, Frederick, MD 21703
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,031 sqft · built 1990 |
| Lot Size | 0.199 acres (8,672 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $259,900 (Jan 2003) |
| Tax Bill | $4,013 (2023) |
| Deeds & Mortgages | Aug 2020 Mortgage Aug 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-449137 |
| Primary APN | 23-449137 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,031 sqft Total Area |
| 1st Floor Area | 1,005 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 8,672 sqft (0.199 acres) |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 527 sqft |
| Porch | Porch |
| Porch Area | 144 sqft |
| Deck Area | 288 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | 449137 |
|---|---|
| Street Address | 6304 DERBY CIR |
| City | FREDERICK |
| State | MD |
| Zip | 21703-8672 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8 |
| Legal Description | LOT 902 SEC 9 PLAT 1 8672 SQ FT BALLENGER CREEK MEADOWS |
| Legal Subdivision | BALLENGER CREEK |
| Legal Lot Number | 902 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 23, BALLENGER |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 751004 |
Source: Frederick County records, as of September 25, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6304 DERBY CIR, FREDERICK, MD 21703-8672 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| Aug 3, 2020 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Jan 24, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BRANCH BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 14, 2003 · Amount on Record |
| Deed Sale | Jan 14, 2003 · Amount on Record |
| Prior Sale | Mar 22, 2001 · Amount on Record |
| Deed Document Number | 030287 |
| Deed Book / Page | 3483 / 607 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 6304 DERBY CIR, FREDERICK, MD 21703-8672 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | RESOURCE RE SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0140140458 |
|---|---|
| Date | Aug 26, 2020 |
| Book Page | 14014/458 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 202 Months |
| Due | Jun 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 6304 DERBY CIR, FREDERICK, MD 21703-8672 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0139480138 |
|---|---|
| Date | Aug 3, 2020 |
| Book Page | 13948/138 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 6304 DERBY CIR, FREDERICK, MD 21703-8672 |
| Document Number | 0126560163 |
| Instrument Date | Jan 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2018 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 6304 DERBY CIR FREDERICK MD 217038672, FREDERICK, MD 21703-8672 |
| Document Number | 0126560163 |
|---|---|
| Date | Oct 5, 2018 |
| Book Page | 012656/000163 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 4, 2038 |
Source: Frederick County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $4,013.00 | $334,900 Land $102,300 Building $232,600 | $334,900 Land $102,300 Building $232,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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