6304 Cork Ln, McHenry, IL 60050 Property Records

McHenry County property record for 6304 Cork Ln, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,016 sqft · built 2005
Lot Size	0.316 acres (13,939 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Sep 2021)
Tax Bill	$8,382 (2024)
Deeds & Mortgages	Sep 2026 Line of Credit Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-32-451-002`

Property Details

APN / Parcel Number

Primary APN	`09-32-451-002`

Interior

Full Baths	3.5 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	2,016 sqft Living Area
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Lot Area	13,939 sqft (0.316 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	6304 CORK LN
City	MCHENRY
State	IL
Zip	60050-8042
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2021R0051767 LT 1 SHAMROCK FARMS NEIGHBORHOOD 4
Legal Subdivision	SHAMROCK FARM
Legal Lot Number	1
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	1
Census Block	1032
Census Tract	870501

Owner

6304 Cork Ln is owned and occupied by an individual who bought it in September 2021.

Source: McHenry County records, as of September 30, 2026

Owner of Record	Individual Name on File
Mailing Address	6304 CORK LN, MCHENRY, IL 60050-8042
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Sep 22, 2021	Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE
Mar 30, 2018	Deed of Trust, Mortgage · Commercial Mortgage GOLDEN EAGLE COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2021 · Amount on File
Deed Sale	Sep 22, 2021 · Amount on File
Prior Sale	Mar 26, 2015 · Amount on File
Deed Document Number	202151767
Prior Transfer Date	Apr 2, 2014
Prior Transfer Doc	0000014341
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Recording Date	Sep 18, 2026
Property Address	6304 CORK LN, MCHENRY, IL 60050-8042
Document Number	0000027333
Instrument Date	Sep 9, 2026
Instrument	202627333
Transaction Type	Mortgage
Record Updated	Sep 30, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6304 CORK LN, MCHENRY, IL 60050-8042
Investor	Possibly a Property Investor

Mortgage

Document Number	0000027333,
Date	Sep 18, 2026
Instrument	202627333

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Max Rate	-1%

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Sep 22, 2021
Property Address	6304 CORK LN, MCHENRY, IL 60050-8042
Document Number	0000051767
Map Reference	DOC 2004R0087609
Instrument Date	Sep 3, 2021
Instrument	2021R0051767
Transaction Type	Transfer
Record Updated	Oct 1, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4310 W CRYSTAL LAKE RD, 4310, MCHENRY, IL 60050-4214

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1927 MAIN STREET RD, SPRING GROVE, IL 60081-8851
Investor	Possibly a Property Investor

Mortgage

Document Number	0000051768
Date	Sep 22, 2021
Instrument	2021R0051768

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.99%
Index	5-Year CMT

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	6304 CORK LN, MCHENRY, IL 60050-8042
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010080
Date	Mar 30, 2018
Instrument	2018R0010080

Lender

Name	GOLDEN EAGLE COMMUNITY BANK
Type	Bank
Address	WOODSTOCK, IL 60098

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Mar 29, 2019

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Change Frequency	Monthly

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$8,382.00	$107,093 Land $24,306 Building $82,787	$321,279 Land $72,918 Building $248,361
2022		$90,106 Land $21,297 Building $68,809	$270,318 Land $63,891 Building $206,427

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6304 Cork Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6304 Cork Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCHENRY serves 22,335 people · EPA ID IL1110600
Water Source	Groundwater
Last State Inspection	May 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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