6303 Benoit Rd, Clay (Algonac), MI 48001 Property Records

St. Clair County property record for 6303 Benoit Rd, Clay, MI 48001

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,420 sqft · built 1979
Lot Size	1.36 acres (59,242 sqft)
Owner	Individual Name on File
Last Sale	$123,000 (Jun 2016)
Tax Bill	$2,434 (2024)
Deeds & Mortgages	Apr 2024 Line of Credit Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-14-033-1014-500`

Property Details

APN / Parcel Number

Primary APN	`74-14-033-1014-500`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Building Area	1,420 sqft Living Area

Exterior

Year Built	Built 1979
Lot Area	59,242 sqft (1.36 acres)
Lot Dimensions	507 ft deep x 110 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	74140331014500
Street Address	6303 BENOIT RD
City	CLAY
State	MI
Zip	48001-3307
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1
Legal Description	W 110' OF E 220' OF FOLL, BEG S 88D 50M W 280.10' FROM N 1/4 COR, TH S 1D 17M W 540.46', TH S 88D 45 1/2M W 330', TH N 1D 17M
Legal Range	16E
Legal Township	03N
Legal Section	33
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	4
Census Block	4014
Census Tract	646000

Owner

Source: St. Clair County assessment roll, as of March 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	6303 BENOIT RD, CLAY, MI 48001-3307
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2024	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA EASTERN MICHIGAN
Jul 8, 2021	Deed of Trust, Mortgage · FHA Mortgage UNION HOME MORTGAGE CORP
Dec 11, 2019	Deed of Trust, Mortgage · FHA Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 28, 2016 · Amount on Record
Deed Sale	Jun 28, 2016 · Amount on Record
Prior Sale	Nov 2, 2007 · Amount on Record
Deed Document Number	2016014277
Deed Book / Page	4722 / 330
Record Updated	Jun 7, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	6303 BENOIT RD, CLAY, MI 48001-3307
Transaction Type	Mortgage
Record Updated	Apr 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6303 BENOIT RD, CLAY, MI 48001-3307

Mortgage

Document Number	0005705597
Date	Apr 12, 2024
Book Page	5705/597
Instrument	2024006725

Lender

Name	FIFTH THIRD BANK NA EASTERN MICHIGAN
Address	1850 E PARIS AVE SE, GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	6303 BENOIT RD, CLAY, MI 48001-3307
Transaction Type	Mortgage
Record Updated	Jul 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6303 BENOIT RD, CLAY, MI 48001-3307

Mortgage

Document Number	5389745
Date	Jul 8, 2021
Book Page	5389/745
Instrument	2021019811

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	6303 BENOIT RD, CLAY, MI 48001-3307
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051300066
Date	Dec 11, 2019
Book Page	5130/66
Instrument	2019026134

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$87,100 (+2.59%)
2024	$2,434.00 (+8.18%)		$174,200 (+2.59%)
2023		$84,900
2022	$2,250.00		$169,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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