6300 N Schelin Rd, Culver (Saginaw), MN 55779 Property Records

St. Louis County property record for 6300 N Schelin Rd, Culver, MN 55779

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,222 sqft · built 1970
Lot Size	14.4 acres (629,442 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (Aug 2015)
Tax Bill	$1,494 (2026)
Deeds & Mortgages	Jul 2020 Mortgage May 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`475-0010-03245`

Property Details

APN / Parcel Number

Primary APN	`475-0010-03245`
Alternative APN	`993132`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,222 sqft Gross Area
1st Floor Area	1,060 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 2022
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	629,442 sqft (14.4 acres)
Garage Area	616 sqft

Exterior Amenities

Porch	Porch
Porch Area	326 sqft
Deck Area	25 sqft
Storage Building	320 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	993132
Street Address	6300 N SCHELIN RD
City	CULVER
State	MN
Zip	55779-8046
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	W 1560 FT OF S 450 FT OF LOT 3 EX STARTING ATA PT 1220 FT E OF SW COR OF LOT 3; THENCE E340 FT; THENCE N 450 FT; THENCE SW
Legal Range	17W
Legal Township	52N
Legal Section	20
Legal Subdivision	NEW INDEPENDENCE TOWN OF
Legal Lot Number	3
Jurisdiction	ST LOUIS MN
Township / Civil Division	NEW INDEPENDENCE
Census Block Group	1
Census Block	1013
Census Tract	11101

Owner

Source: St. Louis County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	6300 N SCHELIN RD, CULVER, MN 55779-8046
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage FRANDSEN BK&TR
May 14, 2019	Deed of Trust, Mortgage · Line of Credit HARBOR POINTE CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 3, 2015 · Amount on Record
Deed Sale	Aug 3, 2015 · Amount on Record
Deed Document Number	20151266414
Prior Transfer Date	Jun 28, 2013
Prior Transfer Doc	0001217533
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	6300 N SCHELIN RD, CULVER, MN 55779-8046
Document Number	00A1387190
Instrument Date	Jul 30, 2020
Transaction Type	Mortgage
Record Updated	Sep 22, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	6300 N SCHELIN RD CULVER MN 557798046, CULVER, MN 55779-8046

Mortgage

Document Number	00A1387190
Date	Aug 6, 2020
Instrument	A1387190

Lender

Name	FRANDSEN BK&TR
Type	Bank
Address	NEW ULM, MN 56073

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 5, 2035

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	6300 N SCHELIN RD, CULVER, MN 55779-8046
Document Number	00A1355218
Instrument Date	May 14, 2019
Transaction Type	Mortgage
Record Updated	Jun 4, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	6300 N SCHELIN RD CULVER MN 557798046, CULVER, MN 55779-8046

Mortgage

Document Number	00A1355218
Date	May 22, 2019
Instrument	A1355218

Lender

Name	HARBOR POINTE CU
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 21, 2034

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	New Independence Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,494.00 (+21.86%) Homeowner's exemption
2025	$1,226.00 (-24.51%) Homeowner's exemption	$245,500 (+14.45%) Land $39,400 Building $206,100	$245,500 (+14.45%) Land $39,400 Building $206,100
2024	$1,624.00	$214,500 (+46.82%) Land $38,000 Building $176,500	$214,500 (+46.82%) Land $38,000 Building $176,500
2022		$146,100 Land $50,600 Building $95,500	$146,100 Land $50,600 Building $95,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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