6300 Mossy Oak Rd, Saint Cloud, FL 34771 Property Records

Osceola County property record for 6300 Mossy Oak Rd, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,826 sqft · built 2022
Lot Size	0.239 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$828,500 (Oct 2022)
Tax Bill	$2,205 (2025)
Deeds & Mortgages	Mar 2023 Transfer Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`112531572000012840`

Property Details

APN / Parcel Number

Primary APN	`112531572000012840`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,826 sqft Heated Area
Gross Area	3,966 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.239 acres)
Garage Type	Finished

Exterior Amenities

Pool Area	38 sqft
Porch	Open Porch
Porch Area	428 sqft
Deck Area	682 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	6300 MOSSY OAK RD
City	SAINT CLOUD
State	FL
Zip	34771-9340
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEL WEBB SUNBRIDGE PH 1D PB 30 PGS 57-66 LOT 284
Legal Subdivision	DEL WEBB SUNBRIDGE PHS 1
Legal Phase	1D
Legal Lot Number	284
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1002
Census Tract	43700

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	6300 MOSSY OAK RD, SAINT CLOUD, FL 34771-9340
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Oct 7, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Oct 7, 2022 · Amount on File
Deed Sale	Oct 7, 2022 · Amount on File
Prior Sale	Oct 7, 2022 · Amount on File
Deed Document Number	0062962066
Deed Book / Page	6296 / 2066
Last Transfer Date	Mar 14, 2023
Transfer Doc	0063710421
Record Updated	Jun 8, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Mar 14, 2023
Property Address	6300 MOSSY OAK RD, SAINT CLOUD, FL 34771-9340
Document Number	0063710421
Book / Page	6371 / 421
Map Reference	MB 30 PG 57-66
Instrument Date	Mar 14, 2023
Instrument	2023029362
Transaction Type	Transfer
Record Updated	Jan 22, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6300 MOSSY OAK RD, SAINT CLOUD, FL 34771-9340

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6300 MOSSY OAK RD, SAINT CLOUD, FL 34771-9340

October 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 7, 2022
Property Address	6300 MOSSY OAK RD, SAINT CLOUD, FL 34771-9340
Document Number	0062962066
Book / Page	6296 / 2066
Map Reference	MB 30 PG 57-66
Instrument Date	Aug 17, 2022
Instrument	2022149758
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 22, 2024
Title Company	PGP TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,799.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4901 VINELAND RD STE 500, 500, ORLANDO, FL 32811-7383

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	6300 MOSSY OAK RD, SAINT CLOUD, FL 34771-9340

Mortgage

Document Number	0062962068
Date	Oct 7, 2022
Instrument	6296/2068

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,205.00 (+9.87%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$671,300 (-1.35%) Land $101,200 Building $570,100	$671,300 (-1.35%) Land $101,200 Building $570,100
2023	$2,007.00 (-17.61%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$680,500 (+783.77%) Land $99,000 Building $581,500	$680,500 (+783.77%) Land $99,000 Building $581,500
2022	$2,436.00	$77,000 Land $77,000	$77,000 Land $77,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 330 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	330 in force
Nearby Flood Claims	18 (2004–2022)
Claims Outside the SFHA	1 of 18
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Oct 2022 · 2 claims Hurricane Ian, Sep 2022 · 5 claims Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 90% of the US · above 84% of Florida
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

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