630 Warner St, Lamont, IA 50650 Property Records

Buchanan County property record for 630 Warner St, Lamont, IA 50650

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 888 sqft · built 1939
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$23,500 (Aug 2017)
Tax Bill	$434 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0423128004`

Property Details

APN / Parcel Number

Primary APN	`0423128004`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	888 sqft Living Area
Basement Area	792 sqft
Unfinished Basement	792 sqft

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Architectural Style	A-Frame
Exterior Material	Other
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Lot Area	10,019 sqft (0.23 acres)
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	630 WARNER ST
City	LAMONT
State	IA
Zip	50650-7710
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIG BLK 7 LOT 27 EXC S56' & LOT 28
Legal Subdivision	LAMONT
Legal Block	7
Legal Lot Number	27-28
Jurisdiction	BUCHANAN IA
Township / Civil Division	MADISON
Census Block Group	1
Census Block	1034
Census Tract	950100

Owner

630 Warner St is owned and occupied by an individual who bought it in August 2017.

Source: Buchanan County records, as of October 9, 2026

Owner of Record	Individual Name on File
Mailing Address	630 WARNER ST, LAMONT, IA 50650-7710
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Deed of Trust, Mortgage · Line of Credit DUTRAC COMMUNITY CREDIT UNION
Aug 11, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage BANKIOWA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2017 · Amount on File
Deed Sale	Aug 11, 2017 · Amount on File
Deed Document Number	20172729
Prior Transfer Date	Aug 10, 2017
Prior Transfer Doc	0000002729
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN IA
Recording Date	Jul 30, 2026
Property Address	630 WARNER ST, LAMONT, IA 50650-7710
Document Number	0000002256
Instrument Date	Jul 25, 2026
Instrument	20262256
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	630 WARNER ST, LAMONT, IA 50650-7710

Mortgage

Document Number	0000002256,
Date	Jul 30, 2026
Instrument	20262256

Lender

Name	DUTRAC COMMUNITY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.49%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUCHANAN IA
Recording Date	Aug 11, 2017
Property Address	630 WARNER ST, LAMONT, IA 50650-7710
Document Number	2017R02729
Instrument Date	Aug 10, 2017
Instrument	2017R02729
Transaction Type	Transfer
Record Updated	Dec 20, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$36.80
Amount Accuracy	Rounded by County
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	630 WARNER ST, LAMONT, IA 50650-7710

Mortgage

Document Number	2017R02730
Date	Aug 11, 2017
Instrument	2017R02730

Lender

Name	BANKIOWA
Type	Bank
Address	INDEPENDENCE, IA 50644

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 630 Warner St was $434 with a homeowner's exemption.

Source: Buchanan County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Buchanan County
Municipality	Lamont City
Unified School District	Starmont Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$434.00 Homeowner's exemption	$39,530 Land $4,420 Building $35,110	$39,530 Land $4,420 Building $35,110
2023	$294.00 Homeowner's exemption	$30,520 Land $3,950 Building $26,570	$30,520 Land $3,950 Building $26,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 630 Warner St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 29, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	8 (2008–2010)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Jul 2010 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jul 2010 · 5 claims Severe Storms, Tornadoes, And Flooding, May 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 630 Warner St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAMONT WATER SUPPLY serves 429 people · EPA ID IA1051051
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	13 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Comelec Internet Services, GigFire, Nextlink.

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