630 W Keller St, Hernando, FL 34442 Property Records

Citrus County property record for 630 W Keller St, Hernando, FL 34442

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,696 sqft · built 1987
Lot Size	1 acres (43,940 sqft)
Owner	Individual Name on Record
Last Sale	$393,000 (Nov 2025)
Tax Bill	$3,842 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Mar 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19E-18S-18-0110-00430-013.0`

Property Details

APN / Parcel Number

Primary APN	`19E-18S-18-0110-00430-013.0`
Alternative APNs	`1818S19E0110004300130` `2301198`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,696 sqft Living Area
1st Floor Area	1,696 sqft
Flooring	Concrete/Cement
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1997
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Footing
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	43,940 sqft (1 acres)
Lot Dimensions	291 ft deep x 153 ft wide
Garage Area	484 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Pool Area	720 sqft
Porch	Enclosed Porch
Porch Area	438 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2301198
Old Parcel Number	1818S19E0110004300130
Street Address	630 W KELLER ST
City	HERNANDO
State	FL
Zip	34442-4853
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CRR CENTRAL RIDGE RESIDEN
Legal Description	CITRUS HILLS 1ST ADD PB 9 PG 73 LOT 13 BLK 43
Legal Range	18E
Legal Township	18S
Legal Section	25
Legal Subdivision	CITRUS HILLS 1ST ADD (PB9-73)
Legal Block	43
Legal Lot Number	13
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	3
Census Block	3013
Census Tract	450703

Owner

Source: Citrus County records, as of December 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3947 STANLEY LN S, SALEM, OR 97302-4739
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2025	Warranty Deed, Transfer · Conventional Mortgage THE LOAN STORE INC
Mar 13, 2024	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2025 · Amount on Record
Deed Sale	Nov 13, 2025 · Amount on Record
Prior Sale	Mar 13, 2024 · Amount on Record
Deed Document Number	2025068849
Deed Book / Page	3619 / 280
Record Updated	Jun 8, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Nov 13, 2025
Property Address	630 W KELLER ST, HERNANDO, FL 34442-4853
Document Number	0036190280
Book / Page	3619 / 280
Map Reference	MB 9 PG 73-83
Instrument Date	Nov 11, 2025
Instrument	2025068849
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,751.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	630 W KELLER ST, HERNANDO, FL 34442-4853

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3947 STANLEY LN S, SALEM, OR 97302-4739

Mortgage

Document Number	0003619282
Date	Nov 13, 2025
Instrument	3619/282

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Mar 13, 2024
Property Address	630 W KELLER ST, HERNANDO, FL 34442-4853
Document Number	0034512434
Book / Page	3451 / 2434
Map Reference	MB 9 PG 73-83
Instrument Date	Mar 8, 2024
Instrument	2024014447
Transaction Type	Transfer
Record Updated	Mar 26, 2024
Title Company	EXPRESS TITLE SERVICES/CITRUS INC, EXPRESS TTL SVCS OF CITRUS I

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,695.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	928 PRITCHARD ISLAND RD, INVERNESS, FL 34450-3575

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	630 W KELLER ST, HERNANDO, FL 34442-4853
Investor	Possibly a Property Investor

Mortgage

Document Number	0034512436
Date	Mar 13, 2024
Instrument	3451/2436

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,842.00 (-14.41%) Additional exemption filed	$286,354 (-1.81%) Land $31,000 Building $255,354	$286,354 (-1.81%) Land $31,000 Building $255,354
2024	$4,489.00 (+175.91%)	$291,634 (+1.97%) Land $29,500 Building $262,134	$291,634 (+1.97%) Land $29,500 Building $262,134
2023	$1,627.00 (+6.9%) Homeowner's exemption Additional exemption filed	$286,008 (+15.84%) Land $25,500 Building $260,508	$286,008 (+15.84%) Land $25,500 Building $260,508
2022	$1,522.00 Homeowner's exemption Additional exemption filed	$246,898 Land $17,250 Building $229,648	$246,898 Land $17,250 Building $229,648

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITRUS CO UTL/CHARLES A. BLACK serves 29,218 people · EPA ID FL6094948
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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