Effingham County property record for 630 Tradewinds Loop, Rincon, GA 31326 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 3,217 sqft · built 2010 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on File |
| Last Sale | $355,900 (Jul 2022) |
| Tax Bill | $3,866 (2025) |
| Deeds & Mortgages | Dec 2017 Mortgage Jul 2022 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R2590-028-000 |
| Primary APN | R2590-028-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,217 sqft Heated Area |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2010 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Area | 399 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 108 sqft |
| Deck Area | 288 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 25837 |
|---|---|
| Old Parcel Number | R2590028 |
| Street Address | 630 TRADEWINDS LOOP |
| City | RINCON |
| State | GA |
| Zip | 31326-5251 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .25 AC LOT 28 (OUT R259-1C) |
| Legal Subdivision | WINDSONG |
| Legal Phase | 1 |
| Legal Block | 1 |
| Legal Lot Number | 28 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | RINCON |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 30307 |
Source: Effingham County records · APN R2590-028-000
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 630 TRADEWINDS LOOP, RINCON, GA 31326-5251 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 20, 2017 | Deed of Trust, Mortgage · Conventional Mortgage NEW PENN FINANCIAL LLC |
| Jul 26, 2022 | Warranty Deed, Transfer |
| Jul 26, 2022 | Warranty Deed, Transfer · VA Mortgage CERTAINTY HOME LOANS |
| Jul 10, 2019 | Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE |
| Jun 23, 2010 | Deed, Subdivision Related Transfer · Conventional Mortgage SWBC MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 26, 2022 · Amount on Record |
| Deed Sale | Jul 26, 2022 · Amount on Record |
| Prior Sale | Jul 10, 2019 · Amount on Record |
| Deed Document Number | 0002798940 |
| Deed Book / Page | 2798 / 940 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 630 TRADEWINDS LOOP, RINCON, GA 31326-5251 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002443/349 |
|---|---|
| Date | Dec 20, 2017 |
| Book Page | 2443/349 |
| Name | NEW PENN FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Jul 26, 2022 |
| Property Address | 630 TRADEWINDS LOOP, RINCON, GA 31326-5251 |
| Document Number | 002798/940 |
| Book / Page | 2798 / 940 |
| Instrument Date | Jul 26, 2022 |
| Instrument | 2022-002250 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 630 TRADEWINDS LOOP, RINCON, GA 31326-5251 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Jul 26, 2022 |
| Property Address | 630 TRADEWINDS LOOP, RINCON, GA 31326-5251 |
| Document Number | 002798/940 |
| Book / Page | 2798 / 940 |
| Instrument Date | Jul 26, 2022 |
| Instrument | 2022-002250 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 630 TRADEWINDS LOOP, RINCON, GA 31326-5251 |
| Document Number | 0000007681 |
|---|---|
| Date | Jul 26, 2022 |
| Instrument | 007681 |
| Name | CERTAINTY HOME LOANS |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | Jan 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Jul 10, 2019 |
| Property Address | 630 TRADEWINDS LOOP, RINCON, GA 31326-5251 |
| Document Number | 002535/178 |
| Book / Page | 2535 / 178 |
| Instrument Date | Jul 10, 2019 |
| Instrument | 2019-001890 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 630 TRADEWINDS LOOP, RINCON, GA 31326-5251 |
| Document Number | 0000002535/0000000179 |
|---|---|
| Date | Jul 17, 2019 |
| Book Page | 0000002535/0000000179 |
| Instrument | 005900 |
| Name | GUILD MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Jun 23, 2010 |
| Property Address | 630 TRADEWINDS LOOP, RINCON, GA 31326-5251 |
| Document Number | 001944/416 |
| Book / Page | 1944 / 416 |
| Instrument Date | Jun 17, 2010 |
| Instrument | 051-2010-001337 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 30, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $215.40 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 100 COMMERCE CT, 100, POOLER, GA 31322-9445 |
| Name | Verified Name |
|---|---|
| Address | 630 TRADEWINDS LOOP, RINCON, GA 31326-5251 |
| Document Number | 001944/419 |
|---|---|
| Date | Jun 23, 2010 |
| Book Page | 1944/419 |
| Name | SWBC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | SAN ANTONIO, TX 78216 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2040 |
Source: Effingham County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Municipality | Rincon City |
| Unified School District | Effingham County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,866.00 (+15.82%) | $140,468 (+7.62%) Land $22,800 Building $117,668 | $351,169 (+7.61%) Land $57,000 Building $294,169 |
| 2024 | $3,338.00 (+30.14%) | $130,528 (+23.02%) Land $22,800 Building $107,728 | $326,321 (+23.02%) Land $57,000 Building $269,321 |
| 2022 | $2,565.00 Homeowner's exemption | $106,106 Land $17,600 Building $88,506 | $265,266 Land $44,000 Building $221,266 |
Source: FEMA National Flood Hazard Layer, Effingham County (13103C), updated October 1, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 131030303072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 9 individual NFIP policies nearby |
| Nearby Flood Policies | 9 in force 9 of 9 on primary residences |
| Wildfire Risk | Low above 37% of the US · above 16% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 2,439 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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