630 Thornton St, Sparks, NV 89431 Property Records

Washoe County property record for 630 Thornton St, Sparks, NV 89431

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,347 sqft · built 1965
Lot Size	0.138 acres (6,011 sqft)
Owner	2 Individual Names on Record
Last Sale	$214,900 (Sep 2015)
Tax Bill	$928 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Mar 2026 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`033-231-03`

Property Details

APN / Parcel Number

Primary APN	`033-231-03`
Alternative APN	`63053`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,347 sqft Living Area
Gross Area	1,966 sqft
1st Floor Area	1,347 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,011 sqft (0.138 acres)
Garage Type	Attached
Garage Area	459 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	465 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	630 THORNTON ST
City	SPARKS
State	NV
Zip	89431-5248
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-6
Legal Description	ROSEPARK 3 LT 78 BLK C
Legal Subdivision	ROSEPARK SUB 3
Legal Block	C
Legal Lot Number	78
Jurisdiction	WASHOE NV
Township / Civil Division	SPARKS
Census Block Group	2
Census Block	2000
Census Tract	3002

Owner

Source: Washoe County records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	630 THORNTON ST, SPARKS, NV 89431-5248
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Mar 17, 2026	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage CARDINAL FINANCIAL COMPANY LP
Dec 30, 2019	Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2015 · Amount on Record
Deed Sale	Sep 25, 2015 · Amount on Record
Prior Sale	Jan 7, 2015 · Amount on Record
Deed Document Number	20154516936
Transfer Doc	0001913203
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	630 THORNTON ST, SPARKS, NV 89431-5248
Transaction Type	Mortgage
Record Updated	Apr 7, 2026
Title Company	NEXTITLE NORTHERN NEVADA

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0005246771
Date	Nov 9, 2021
Instrument	5246771

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WASHOE NV
Recording Date	Mar 17, 2026
Property Address	630 THORNTON ST, SPARKS, NV 89431-5248
Document Number	0005607867
Map Reference	FILE 33591
Instrument Date	Mar 12, 2026
Instrument	5607867
Transaction Type	Transfer
Record Updated	Apr 7, 2026
Title Company	TICOR TITLE OF NEVADA, TICOR TITLE OF NEVADA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	630 THORNTON ST, SPARKS, NV 89431-5248

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	630 THORNTON ST, SPARKS, NV 89431-5248

Mortgage

Document Number	0005607868
Date	Mar 17, 2026
Instrument	5607868

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	630 THORNTON ST, SPARKS, NV 89431-5248
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	STEWART TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004986890
Date	Dec 30, 2019
Instrument	4986890

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Washoe County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Washoe County
Municipality	Sparks City
Unified School District	Washoe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$56,588 (+1.15%) Land $34,090 Building $22,498
2025	$928.00 (-9.64%)	$55,944 (+10.38%) Land $33,565 Building $22,379	$159,839 (+10.38%) Land $95,900 Building $63,939
2023	$1,027.00	$50,681 Land $31,325 Building $19,356	$144,803 (+51.98%) Land $89,500 Building $55,303
2021			$95,279 Land $51,300 Building $43,979

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRUCKEE MEADOWS WATER AUTHORITY serves 442,000 people · EPA ID NV0000190
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Net NV Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Hot Spot Broadband Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Tech Stack 4.

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