Clermont County property record for 630 Terrace View Dr, Cincinnati, OH 45255
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,188 sqft · built 1974 |
| Lot Size | 0.485 acres (21,127 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $307,500 (Apr 2026) |
| Tax Bill | $4,013 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-42-48B-044 |
| Primary APN | 41-42-48B-044 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,188 sqft Living Area |
| 1st Floor Area | 572 sqft |
| Basement Area | 1,144 sqft |
| Finished Basement | 572 sqft |
| Unfinished Basement | 572 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Split Level |
| Exterior Material | Combination |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 21,127 sqft (0.485 acres) |
| View / Lot | Cul-de-sac |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 264 sqft |
| Deck Area | 137 sqft |
| Patio Area | 24 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 630 TERRACE VIEW DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45255-3413 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ALPINE VIEW 3; LOT 44 |
| Legal Subdivision | ALPINE VIEW |
| Legal Lot Number | 44 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | UNION |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 41404 |
630 Terrace View Dr is owned and occupied by two individuals who bought it in April 2026.
Source: Clermont County records, as of July 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 630 TERRACE VIEW DR, CINCINNATI, OH 45255-3413 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 23, 2026 | Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE |
| Aug 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Feb 1, 2018 | Grant Deed, Transfer · FHA Mortgage HOMETOWN LNDRS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 23, 2026 · Amount on File |
| Deed Sale | Apr 23, 2026 · Amount on File |
| Prior Sale | Feb 1, 2018 · Amount on File |
| Deed Document Number | 20268814 |
| Deed Book / Page | 3021 / 996 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Apr 23, 2026 |
| Property Address | 630 TERRACE VIEW DR, CINCINNATI, OH 45255-3413 |
| Document Number | 0000008814 |
| Book / Page | 3021 / 996 |
| Instrument Date | Apr 9, 2026 |
| Instrument | 20268814 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2026 |
| Title Company | PRODIGY TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $124,230.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 630 TERRACE VIEW DR, CINCINNATI, OH 45255-3413 |
| Document Number | 0000008815, |
|---|---|
| Date | Apr 23, 2026 |
| Instrument | 20268815 |
| Name | PROSPERITY HOME MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 630 TERRACE VIEW DR, CINCINNATI, OH 45255-3413 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMERICAN HOMELAND TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000022356 |
|---|---|
| Date | Aug 25, 2020 |
| Book Page | 2849/745 |
| Instrument | 202000022356 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Feb 1, 2018 |
| Property Address | 630 TERRACE VIEW DR, CINCINNATI, OH 45255-3413 |
| Document Number | 0000002436 |
| Book / Page | 002752 / 002211 |
| Instrument Date | Jan 31, 2018 |
| Instrument | 2436 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $636.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 310 THE BRIDGE ST #A HUNTSVILLE AL 358060031, A, HUNTSVILLE, AL 35806-0031 |
| Document Number | 2437 |
|---|---|
| Date | Feb 1, 2018 |
| Book Page | 002752/002213 |
| Instrument | 2437 |
| Name | HOMETOWN LNDRS |
|---|---|
| Address | HUNTSVILLE, AL 35806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 31, 2048 |
The 2025 property tax bill for 630 Terrace View Dr was $4,013.
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Union Township |
| Unified School District | West Clermont Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,013.00 | $77,910 Land $11,970 Building $65,940 | |
| 2024 | $222,600 (-) Land $34,200 Building $188,400 | ||
| 2023 | $7,748.00 (+137.09%) | $77,910 (+42.04%) Land $11,970 Building $65,940 | $222,600 Land $34,200 Building $188,400 |
| 2022 | $3,268.00 | $54,850 Land $8,400 Building $46,450 | |
| 2020 | $156,700 Land $24,000 Building $132,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 630 Terrace View Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 630 Terrace View Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 68% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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