630 State St, Elyria, OH 44035 Property Records

Lorain County property record for 630 State St, Elyria, OH 44035 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2004
Square Footage1,496 sqft Living Area
Lot Size10,454 sqft (0.24 acres)
OccupancyOwner Occupied
Last Sale$90,000 (2018)
Tax Bill$2,289.00 (2025)

Owner

Source: Lorain County records · APN 10-00-004-109-050

Assessment roll updated May 16, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address630 STATE ST, ELYRIA, OH 44035-8040
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 23, 2021Deed of Trust, Mortgage · Line of Credit
KEY BANK NA
Jun 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
KEY BANK NA
Feb 14, 2018Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
KEYBANK USA
Feb 14, 2018Warranty Deed, Transfer
KEYBANK USA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 14, 2018 · Amount on Record
Deed SaleFeb 14, 2018 · Amount on Record
Prior SaleDec 17, 2003 · Amount on Record
Deed Doc Number2018661703
Record RefreshedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address630 STATE ST, ELYRIA, OH 44035-8040
Transaction TypeMortgage
Record UpdatedSep 01, 2021
Title CompanySOLIDIFI

Transferred To (Grantee/Buyer)

NameVerified Name
Address630 STATE ST, ELYRIA, OH 44035-8040

Mortgage

Document Number20210835548
DateAug 23, 2021
Instrument2021-0835548
Lender
NameKEY BANK NA
TypeBank
AddressCLEVELAND, OH 44144
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 18, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address630 STATE ST, ELYRIA, OH 44035-8040
Transaction TypeMortgage
Record UpdatedJun 22, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20210822406
DateJun 10, 2021
Instrument2021-0822406
Lender
NameKEY BANK NA
TypeBank
AddressCLEVELAND, OH 44114
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2051

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address630 STATE ST, ELYRIA, OH 44035-8040
Document Number0000670713
Instrument DateFeb 14, 2018
Transaction TypeMortgage
Record UpdatedFeb 14, 2019
Title CompanyCARDINAL HOPE EXAM COMPANY, CARDINAL HOPE EXAM CO

Transaction

Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
Address630 STATE ST ELYRIA OH 440358040, ELYRIA, OH 44035-8040

Mortgage

Document Number0000670713
DateMay 02, 2018
Instrument670713
Lender
NameKEYBANK USA
TypeBank
AddressCLEVELAND, OH 44114-1306
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueMay 01, 2048

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateFeb 14, 2018
Property Address630 STATE ST, ELYRIA, OH 44035-8040
Document Number0000661703
Instrument DateFeb 13, 2018
Instrument661703
Transaction TypeTransfer
Record UpdatedFeb 28, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$360.00
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address630 STATE ST ELYRIA OH 440358040, ELYRIA, OH 44035-8040

Mortgage

Document Number661704
DateFeb 14, 2018
Instrument661704
Lender
NameKEYBANK USA
TypeBank
AddressCLEVELAND, OH 44114-1306
Agreement
AmountAmount Recorded
Term360 Months
DueFeb 13, 2048

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityElyria City
Unified School DistrictMidview Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,289.00 Homeowner's exemption$55,510 (-0.01%) Land $9,050 Building $46,460$158,610 (-) Land $25,870 Building $132,740
2024$2,289.00 (+31.4%)$55,514 (+54.36%) Land $9,055 Building $46,459$158,610 (+54.36%) Land $25,870 Building $132,740
2023$1,742.00 (+0.29%)$35,963 (+0.01%) Land $3,563 Building $32,400$102,750 (-) Land $10,180 Building $92,570
2022$1,737.00$35,960 Land $3,560 Building $32,400
2021$102,750 Land $10,180 Building $92,570

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskLow
above 5% of the US · above 22% of Ohio
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN10-00-004-109-050

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,496 sqft Living Area
Gross Area2,448 sqft Gross Area
1st Floor1,496 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleConventional Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Lot Area10,454 sqft (0.24 acres)
Depth X Width136 ft x 77 ft Depth x Width
Parking Spaces4 Parking Spaces
Garage TypeAttached Garage
Garage Area952 sqft Garage
Patio Area440 sqft Patio
Porch Area96 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelGas Heating Fuel
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address630 STATE ST
CityELYRIA
StateOH
Zip44035-8040
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionFULLER NELSON RESUB 76.50 X 136
Legal SubdivisionFULLER NELSON RESUB
Legal Block109
Legal Lot Number56
JurisdictionLORAIN OH
Minor Civil DivisionELYRIA
Census Blockgroup1
Census Block1030
Census Tract71400

Nearby Properties on State St

Nearby Streets

Search Property Records by Address or Parcel Number