630 Simpson Ct NW, Grand Rapids, MI 49504 Property Records

Kent County property record for 630 Simpson Ct NW, Grand Rapids, MI 49504

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,497 sqft · built 1962
Lot Size	0.155 acres (6,786 sqft)
Owner	Individual Name on File
Last Sale	$290,000 (Nov 2022)
Tax Bill	$4,639 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Sep 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-13-22-405-025`

Property Details

APN / Parcel Number

Primary APN	`41-13-22-405-025`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,497 sqft Living Area
1st Floor Area	1,497 sqft
Basement Area	1,261 sqft
Unfinished Basement	1,261 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Brick
Roof Type	Gable
Lot Area	6,786 sqft (0.155 acres)
Lot Dimensions	165 ft deep x 41.1 ft wide
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	90 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	630 SIMPSON CT NW
City	GRAND RAPIDS
State	MI
Zip	49504-4859
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MCN-LDR
Legal Description	LOT 2* SIMPSON ADDITION
Legal Subdivision	SIMPSON ADD
Legal Lot Number	2
Jurisdiction	KENT MI
Township / Civil Division	GRAND RAPIDS
Census Block Group	2
Census Block	2005
Census Tract	1700

Owner

Source: Kent County records, as of October 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	630 SIMPSON CT NW, GRAND RAPIDS, MI 49504-4859
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2026	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CREDIT UNION
Sep 26, 2023	Intrafamily Transfer, Transfer
Nov 1, 2022	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2022 · Amount on File
Deed Sale	Nov 1, 2022 · Amount on File
Deed Document Number	202283883
Last Transfer Date	Sep 21, 2023
Transfer Doc	0000055335
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Recording Date	Oct 14, 2026
Property Address	630 SIMPSON CT NW, GRAND RAPIDS, MI 49504-4859
Document Number	0000069246
Instrument Date	Oct 6, 2026
Instrument	2026101469246
Transaction Type	Mortgage
Record Updated	Oct 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	630 SIMPSON CT NW, GRAND RAPIDS, MI 49504-4859

Mortgage

Document Number	0000069246,
Date	Oct 14, 2026
Instrument	2026101469246

Lender

Name	LAKE MICHIGAN CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 15, 2051

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENT MI
Recording Date	Sep 26, 2023
Property Address	630 SIMPSON CT NW, GRAND RAPIDS, MI 49504-4859
Document Number	0000055335
Map Reference	LB 55 PG 10
Instrument Date	Sep 21, 2023
Instrument	20230926-0055335
Transaction Type	Transfer
Record Updated	Oct 4, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	630 SIMPSON CT NW, GRAND RAPIDS, MI 49504-4859

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Nov 1, 2022
Property Address	630 SIMPSON CT NW, GRAND RAPIDS, MI 49504-4859
Document Number	0000083883
Map Reference	LB 55 PG 10
Instrument Date	Oct 28, 2022
Instrument	20221101-0083883
Transaction Type	Transfer
Record Updated	Nov 25, 2022
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,175.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	630 SIMPSON CT NW, GRAND RAPIDS, MI 49504-4859

Mortgage

Document Number	0000083884
Date	Nov 1, 2022
Instrument	20221101-0083884

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	6%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	11%
Index	1-Year CMT
Max Rate	11%

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
Municipality	Grand Rapids City
Unified School District	Grand Rapids Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$174,600 (+1.1%)	$349,200 (+1.1%)
2025	$4,639.00 (+39.43%)	$172,700 (+34.82%)	$345,400 (+34.82%)
2023		$128,100	$256,200
2021	$3,327.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND RAPIDS serves 306,901 people · EPA ID MI0002790
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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