Cape May County and West Cape May Borough property record for 630 Second Ave, Cape May, NJ 08204
| Property Type | Single Family Home |
|---|---|
| Details | 1,308 sqft · built 1975 |
| Lot Size | 0.266 acres (11,583 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $875,000 (Aug 2024) |
| Tax Bill | $6,113 (2024) |
| Deeds & Mortgages | Aug 2024 Sale & Mortgage Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-00067-0000-00001-01 |
| Primary APN | 12-00067-0000-00001-01 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,308 sqft Living Area |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Construction Type | Frame |
| Lot Area | 11,583 sqft (0.266 acres) |
| Lot Dimensions | 141 ft deep x 82 ft wide |
| Street Address | 630 SECOND AVE |
|---|---|
| City | CAPE MAY |
| State | NJ |
| Zip | 08204-1002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Block | 67 |
| Legal Lot Number | 1.1 |
| Jurisdiction | CAPE MAY NJ |
| Township / Civil Division | WEST CAPE MAY |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 21900 |
Source: Cape May County and West Cape May Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 459 BALDWIN RD, MAPLEWOOD, NJ 07040-1423 |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Aug 23, 2024 | Deed, Transfer · Conventional Mortgage CITIZENS BANK |
| Jan 4, 2017 | Reverse Mortgage, Mortgage · FHA Mortgage FINANCE OF AMERICA REVERSE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 23, 2024 · Amount on Record |
| Deed Sale | Aug 23, 2024 · Amount on Record |
| Deed Document Number | 202445643 |
| Deed Book / Page | 4183 / 75 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Recording Date | Aug 23, 2024 |
| Property Address | 630 SECOND AVE, CAPE MAY, NJ 08204-1002 |
| Document Number | 0000045643 |
| Book / Page | D4183 / 75 |
| Instrument Date | Aug 19, 2024 |
| Instrument | 2024045643 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2025 |
| Title Company | SHORE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 630 SECOND AVE, WEST CAPE MAY, NJ 08204-1002 |
| Name | Verified Name |
|---|---|
| Address | 459 BALDWIN RD, MAPLEWOOD, NJ 07040-1423 |
| Document Number | 0000045644 |
|---|---|
| Date | Aug 23, 2024 |
| Instrument | 2024045644 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2054 |
| Document Type | Reverse Mortgage |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Recording Date | Jan 4, 2017 |
| Property Address | 630 SECOND AVE, CAPE MAY, NJ 08204-1002 |
| Document Number | 0037110909 |
| Book / Page | 003711 / 000909 |
| Instrument Date | Dec 14, 2016 |
| Instrument | 41912 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2019 |
| Title Company | EXECUTIVE ABSTRACT |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 630 SECOND AVE WEST CAPE MAY NJ 082041002, WEST CAPE MAY, NJ 08204-1002 |
| Document Number | 58290916 |
|---|---|
| Date | Jan 4, 2017 |
| Book Page | 005829/000916 |
| Instrument | 41913 |
| Name | FINANCE OF AMERICA REVERSE |
|---|---|
| Address | TULSA, OK 74137 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 852 Months |
| Due | Jan 3, 2088 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.14% |
| Document Number | 58290933, |
|---|---|
| Date | Jan 4, 2017 |
| Book Page | 005829/000933 |
| Instrument | 41914 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 852 Months |
| Due | Jan 3, 2088 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.14% |
Source: Cape May County and West Cape May Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Cape May County |
| Municipality | West Cape May Borough |
| Secondary School District | Lower Cape May Regional School District (07 - 12) |
| Elementary School District | West Cape May Borough School District (KG - 06) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $423,100 (-) Land $295,600 Building $127,500 | $423,100 (-) Land $295,600 Building $127,500 | |
| 2025 | $423,100 (-) Land $295,600 Building $127,500 | $423,100 (-) Land $295,600 Building $127,500 | |
| 2024 | $6,113.00 (+11.49%) | ||
| 2023 | $423,100 Land $295,600 Building $127,500 | $423,100 Land $295,600 Building $127,500 | |
| 2022 | $5,483.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 213 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 274 units insured incl. 61 condo units |
| Nearby Flood Claims | 98 (1978–2023) |
| Claims Outside the SFHA | 10 of 98 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 58% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST CAPE MAY WATER DEPT serves 4,427 people · EPA ID NJ0512001 |
|---|---|
| Water Source | Purchased groundwater from CAPE MAY WATER & SEWER U |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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