630 S Thomas St, Gilman, IL 60938 Property Records

Iroquois County property record for 630 S Thomas St, Gilman, IL 60938

Property Summary

Property Type	Single Family Home
Lot Size	0.17 acres (7,433 sqft)
Owner	Individual Name on File
Last Sale	$115,000 (Dec 2023)
Tax Bill	$2,337 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Dec 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`24 06 178 012`

Property Details

APN / Parcel Number

Primary APN	`24 06 178 012`

Exterior

Lot Area	7,433 sqft (0.17 acres)

Location & Zoning

Street Address	630 S THOMAS ST
City	GILMAN
State	IL
Zip	60938-1632
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DENT & MOSHER'S 2ND ADD S 48' E 151' LT 10
Legal Subdivision	MOSHER'S 2ND ADD
Legal Lot Number	10
Jurisdiction	IROQUOIS IL
Township / Civil Division	DOUGLAS
Census Block Group	3
Census Block	3056
Census Tract	950600

Owner

630 S Thomas St is owned and occupied by an individual who bought it in December 2023.

Source: Iroquois County records, as of July 17, 2026

Owner of Record	Individual Name on File
Mailing Address	630 S THOMAS ST, GILMAN, IL 60938-1632
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST TRUST BANK OF ILLINOIS
Dec 15, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST TRUST BANK OF ILLINOIS
Dec 15, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST TRUST BANK OF ILLINOIS
Apr 18, 2018	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2023 · Amount on File
Deed Sale	Dec 15, 2023 · Amount on File
Deed Document Number	20233560
Prior Transfer Date	Apr 17, 2018
Prior Transfer Doc	0000001075
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IROQUOIS IL
Property Address	630 S THOMAS ST, GILMAN, IL 60938-1632
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	630 S THOMAS ST, GILMAN, IL 60938-1632

Mortgage

Document Number	00026R0346
Date	Jan 30, 2026
Instrument	26R0346

Lender

Name	FIRST TRUST BANK OF ILLINOIS
Type	Bank
Address	KANKAKEE, IL 60901

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2046

Interest

Rate	5.87%

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	Dec 15, 2023
Property Address	630 S THOMAS ST, GILMAN, IL 60938-1632
Document Number	00023R3560
Instrument Date	Dec 12, 2023
Instrument	23R3560
Transaction Type	Transfer
Record Updated	Jan 2, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$115.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	630 S THOMAS ST, GILMAN, IL 60938-1632

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	429 E SEMINARY AVE, ONARGA, IL 60955-1343

Mortgage

Document Number	00023R3561
Date	Dec 15, 2023
Instrument	23R3561

Lender

Name	FIRST TRUST BANK OF ILLINOIS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

Interest

Rate	7.5%

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	Dec 15, 2023
Property Address	630 S THOMAS ST, GILMAN, IL 60938-1632
Document Number	00023R3560
Instrument Date	Dec 5, 2023
Instrument	23R3560
Transaction Type	Transfer
Record Updated	Feb 1, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$115.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	306 S 8TH ST, OREGON, IL 61061-1728

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	630 S THOMAS ST, GILMAN, IL 60938-1632

Mortgage

Document Number	00023R3561
Date	Dec 15, 2023
Instrument	23R3561

Lender

Name	FIRST TRUST BANK OF ILLINOIS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

Interest

Rate	7.5%

April 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	IROQUOIS IL
Recording Date	Apr 18, 2018
Property Address	630 S THOMAS ST, GILMAN, IL 60938-1632
Document Number	18R1075
Instrument Date	Apr 17, 2018
Instrument	18R1075
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	630 S THOMAS ST, 630, GILMAN, IL 60938-1632

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 S 8TH ST, OREGON, IL 61061-1728

Tax Assessment & Valuation

The 2025 property tax bill for 630 S Thomas St was $2,337 with a homeowner's exemption.

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Iroquois County
County Subdivision	Douglas Township
Municipality	Gilman City
Unified School District	Iroquois West Community Unit School District 10 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,337.00	$35,990 Land $5,230 Building $30,760	$107,970 Land $15,690 Building $92,280
2022	$999.00 Homeowner's exemption Senior Citizen's exemption	$31,780 Land $4,610 Building $27,170	$95,340 Land $13,830 Building $81,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 630 S Thomas St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 630 S Thomas St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GILMAN serves 1,793 people · EPA ID IL0750450
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Watch TV Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

Nearby Properties on S Thomas St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures