Henderson County property record for 630 S Allen Rd, Flat Rock, NC 28731 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2003 |
| Square Footage | 1,840 sqft Heated Area |
| Lot Size | 59,242 sqft (1.36 acres) |
| Garage | 616 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $1,644.00 (2025) |
Source: Henderson County records · APN 9588131344
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 630 S ALLEN RD, FLAT ROCK, NC 28731-9469 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO |
| Jun 12, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jun 14, 2019 | Correction Deed, Transfer ATTORNEY ONLY |
| Mar 22, 2019 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BK |
| Oct 25, 2018 | Quit Claim Deed, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) FIRST CITIZENS BK |
| May 05, 2017 | Deed of Trust, Mortgage · Line of Credit MOUNTAIN CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Jun 06, 2019 |
| Transfer Doc | 0033450335 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 630 S ALLEN RD, FLAT ROCK, NC 28731-9469 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | STEWART TITLE GUARANTY |
| Name | Verified Name |
|---|
| Document Number | 0035170073 |
|---|---|
| Date | Jun 30, 2020 |
| Book Page | 3517/73 |
| Instrument | 927937 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Type Change Date | Jul 01, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.37% |
| Index | 1-Year LIBOR |
| Max Rate | 9.37% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HENDERSON NC |
| Recording Date | Jun 12, 2019 |
| Property Address | 630 S ALLEN RD, FLAT ROCK, NC 28731-9469 |
| Document Number | 0033450338 |
| Book / Page | 003345 / 000338 |
| Instrument Date | Jun 12, 2019 |
| Instrument | 905144 |
| Transaction Type | Transfer |
| Record Updated | Aug 06, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 630 S ALLEN RD FLAT ROCK NC 287319469, FLAT ROCK, NC 28731-9469 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | HENDERSON NC |
| Recording Date | Jun 14, 2019 |
| Property Address | 630 S ALLEN RD, FLAT ROCK, NC 28731-9469 |
| Document Number | 0033470268 |
| Book / Page | 003347 / 000268 |
| Instrument Date | Jun 12, 2019 |
| Instrument | 905387 |
| Transaction Type | Transfer |
| Record Updated | Jul 01, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 630 S ALLEN RD FLAT ROCK NC 287319469, FLAT ROCK, NC 28731-9469 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 630 S ALLEN RD, FLAT ROCK, NC 28731-9469 |
| Document Number | 0033170411 |
| Instrument Date | Mar 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2019 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 630 S ALLEN RD FLAT ROCK NC 287319469, FLAT ROCK, NC 28731-9469 |
| Document Number | 0033170411 |
|---|---|
| Date | Apr 02, 2019 |
| Book Page | 003317/000411 |
| Instrument | 901016 |
| Name | FIRST CITIZENS BK |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611-6592 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HENDERSON NC |
| Recording Date | Oct 25, 2018 |
| Property Address | 630 S ALLEN RD, FLAT ROCK, NC 28731-9469 |
| Document Number | 0032630227 |
| Book / Page | 003263 / 000227 |
| Instrument Date | Sep 28, 2018 |
| Instrument | 893016 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2018 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 630 S ALLEN RD FLAT ROCK NC 287319469, FLAT ROCK, NC 28731-9469 |
| Document Number | 32470223 |
|---|---|
| Date | Oct 25, 2018 |
| Book Page | 003247/000223 |
| Instrument | 890651 |
| Name | FIRST CITIZENS BK |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611-6592 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 24, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 630 S ALLEN RD, FLAT ROCK, NC 28731-9469 |
| Document Number | 0030600078 |
| Book / Page | 003060 / 000078 |
| Instrument Date | May 05, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2017 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 630 S ALLEN RD FLAT ROCK NC 287319469, FLAT ROCK, NC 28731-9469 |
| Document Number | 0030600078 |
|---|---|
| Date | May 31, 2017 |
| Book Page | 003060/000078 |
| Name | MOUNTAIN CU |
|---|---|
| Type | Credit Union |
| Address | WAYNESVILLE, NC 28786 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 30, 2042 |
| Rate Type | Adjustable Rate |
|---|
Source: Henderson County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Unified School District | Henderson County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $293,100 (-) Land $46,900 Building $246,200 | ||
| 2025 | $1,644.00 | $293,100 (-) Land $46,900 Building $246,200 | |
| 2023 | $293,100 Land $46,900 Building $246,200 | $293,100 Land $46,900 Building $246,200 |
Source: FEMA National Flood Hazard Layer, Henderson County (37089C), updated October 12, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 4,762 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 9588131344 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Building Area | 1,840 sqft Heated Area |
| 1st Floor | 1,456 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Ranch Style |
| Exterior Material | Wood Siding Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 59,242 sqft (1.36 acres) |
| Garage Area | 616 sqft Garage |
| Pool Area | 400 sqft Pool |
|---|---|
| Total Buildings | 2 Total Buildings |
| Porch Area | 312 sqft Porch |
| Canopy Area | 484 sqft Canopy |
| Utility Building | 210 sqft Utility Building |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Account Number | 9968271 |
|---|---|
| Street Address | 630 S ALLEN RD |
| City | FLAT ROCK |
| State | NC |
| Zip | 28731-9469 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ON ALLEN RD |
| Legal Subdivision | MOORE TRACT |
| Legal Block | 13 |
| Legal Lot Number | 1344 |
| Jurisdiction | HENDERSON NC |
| Minor Civil Division | BLUE RIDGE |
| Census Blockgroup | 3 |
| Census Block | 3048 |
| Census Tract | 931000 |
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