630 Ray Ave, Desoto, TX 75115 Property Records

Dallas County property record for 630 Ray Ave, Desoto, TX 75115

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,762 sqft · built 1978
Lot Size	0.225 acres (9,816 sqft)
Owner	2 Individual Names on Record
Last Sale	$322,304 (Aug 2023)
Tax Bill	$6,037 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Jun 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20-06950-008-016-0000`

Property Details

APN / Parcel Number

Primary APN	`20-06950-008-016-0000`
Alternative APN	`200695000801600`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,762 sqft Living Area
1st Floor Area	1,762 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1998
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,816 sqft (0.225 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Storage Building	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Account Number	200695000801600
Street Address	630 RAY AVE
City	DESOTO
State	TX
Zip	75115-3312
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	Z312
Legal Description	MESA VERDE 1 BLK 8 LT 16 INT202300173583 DD08252023 CO-DC 0695000801600 4CS06950008
Legal Subdivision	MESA VERDE 1
Legal Block	8
Legal Lot Number	16
Jurisdiction	DALLAS TX
Township / Civil Division	SOUTHWEST DALLAS
Census Block Group	1
Census Block	1024
Census Tract	16610

Owner

Source: Dallas County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	630 RAY AVE, DESOTO, TX 75115-3312
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2023	Vendor's Lien, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC
Jun 5, 2023	Deed of Trust, Mortgage · Stand-Alone First Mortgage TEXAS BANK AND TRUST CO
May 3, 2023	Vendor's Lien, Transfer · Stand-Alone First Mortgage BOSSE LENDING LLC
May 1, 2023	Warranty Deed, Transfer INDEPENDENCE TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2023 · Amount on Record
Deed Sale	Aug 29, 2023 · Amount on Record
Prior Sale	May 3, 2023 · Amount on Record
Deed Document Number	2023173583
Prior Transfer Date	May 26, 1998
Prior Transfer Doc	9810004357
Record Updated	Sep 20, 2026

August 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DALLAS TX
Recording Date	Aug 29, 2023
Property Address	630 RAY AVE, DESOTO, TX 75115-3312
Document Number	0000173583
Map Reference	VOL 72091 PG 340
Instrument Date	Aug 25, 2023
Instrument	202300173583
Transaction Type	Transfer
Record Updated	Sep 11, 2023
Title Company	ALAMO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6537 REGAL BLUFF DR, CEDAR HILL, TX 75104

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	630 RAY AVE, DESOTO, TX 75115-3312

Mortgage

Document Number	0000173584
Date	Aug 29, 2023
Instrument	202300173584

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	630 RAY AVE, DESOTO, TX 75115-3312
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000109438
Date	Jun 5, 2023
Instrument	202300109438

Lender

Name	TEXAS BANK AND TRUST CO
Type	Bank
Address	LONGVIEW, TX 75601

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DALLAS TX
Recording Date	May 3, 2023
Property Address	630 RAY AVE, DESOTO, TX 75115-3312
Document Number	0000086619
Map Reference	VOL 72091 PG 340
Instrument Date	Apr 28, 2023
Instrument	202300086619
Transaction Type	Transfer
Record Updated	May 19, 2023
Title Company	SPARTAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	209 STATE HIGHWAY 121 BYP STE 12, 12, LEWISVILLE, TX 75067-4203

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1537 REGAL BLUFF DR, CEDAR HILL, TX 75104-0059
Investor	Possibly a Property Investor

Mortgage

Document Number	0000086620
Date	May 3, 2023
Instrument	202300086620

Lender

Name	BOSSE LENDING LLC
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DALLAS TX
Recording Date	May 1, 2023
Property Address	630 RAY AVE, DESOTO, TX 75115-3312
Document Number	0000084513
Map Reference	VOL 72091 PG 340
Instrument Date	Apr 28, 2023
Instrument	202300084513
Transaction Type	Transfer
Record Updated	May 10, 2023
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 STATE HIGHWAY 121 BYP # 101, 101, LEWISVILLE, TX 75067-4151
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Dallas County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Dallas County
Municipality	DeSoto City
Unified School District	DeSoto Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$331,670 (-) Land $70,000 Building $261,670	$331,670 (-) Land $70,000 Building $261,670
2025	$6,037.00 (-2.28%) Homeowner's exemption	$331,670 (+26.66%) Land $70,000 Building $261,670	$331,670 (+26.66%) Land $70,000 Building $261,670
2024	$6,178.00 (+96.25%)
2023	$3,148.00 (-7%) Homeowner's exemption	$261,850 Land $65,000 Building $196,850	$261,850 Land $65,000 Building $196,850
2022	$3,385.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DESOTO serves 57,999 people · EPA ID TX0570006
Water Source	Purchased surface water from DALLAS WATER UTILITY
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Nextlink, Verizon.

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