630 Paul St, Escondido, CA 92027 Property Records

San Diego County property record for 630 Paul St, Escondido, CA 92027

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,860 sqft · built 1973
Lot Size	0.175 acres (7,600 sqft)
Owner	Trust Name on File
Last Sale	$322,000 (Feb 2011)
Tax Bill	$4,659 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Dec 2017 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`230-570-38-00`

Property Details

APN / Parcel Number

Primary APN	`230-570-38-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,860 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Lot Area	7,600 sqft (0.175 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	630 PAUL ST
City	ESCONDIDO
State	CA
Zip	92027-3948
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-6
Legal Description	LOT 55 TR 007182
Legal Subdivision	ESCONDIDO BLKS RESUB
Legal Tract	007182
Legal Block	2
Legal Lot Number	55
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2005
Census Tract	20705

Owner

630 Paul St is owner-occupied and held in a trust since November 2020.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Trust Name on File
Mailing Address	630 PAUL ST, ESCONDIDO, CA 92027-3948
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2021	Deed of Trust, Mortgage · Line of Credit CALIFORNIA COAST CU
Dec 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 25, 2019	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB
Nov 24, 2020	Quit Claim Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO
Nov 23, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 7, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 18, 2011 · Amount on File
Deed Sale	Feb 18, 2011 · Amount on File
Prior Sale	Dec 28, 2010 · Amount on File
Deed Document Number	201194996
Last Transfer Date	Nov 16, 2020
Transfer Doc	0000744441
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	630 PAUL ST, ESCONDIDO, CA 92027-3948
Transaction Type	Mortgage
Record Updated	Jan 3, 2022
Title Company	WESTERN RESOURCES TITLE, WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	630 PAUL ST, ESCONDIDO, CA 92027-3948

Mortgage

Document Number	0000862444
Date	Dec 23, 2021
Instrument	2021-0862444

Lender

Name	CALIFORNIA COAST CU
Type	Credit Union
Address	SAN DIEGO, CA 92150

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jan 28, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	630 PAUL ST, ESCONDIDO, CA 92027-3948
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000602323
Date	Dec 21, 2017
Instrument	2017-0602323

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	630 PAUL ST, ESCONDIDO, CA 92027-3948
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000104781
Date	Mar 25, 2019
Instrument	2019-0104781

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 24, 2020
Property Address	630 PAUL ST, ESCONDIDO, CA 92027-3948
Document Number	0000744441
Instrument Date	Nov 16, 2020
Instrument	744441
Transaction Type	Transfer
Record Updated	Dec 3, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	630 PAUL ST ESCONDIDO CA 920273948, ESCONDIDO, CA 92027-3948

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 23, 2020
Property Address	630 PAUL ST, ESCONDIDO, CA 92027-3948
Document Number	0000742666
Map Reference	MAP 7182
Instrument Date	Nov 16, 2020
Instrument	2020-0742666
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	630 PAUL ST, ESCONDIDO, CA 92027-3948

Mortgage

Document Number	0000742667
Date	Nov 23, 2020
Instrument	2020-0742667

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 7, 2018
Property Address	630 PAUL ST, ESCONDIDO, CA 92027-3948
Document Number	0000182816
Instrument Date	Jan 11, 2018
Instrument	182816
Transaction Type	Transfer
Record Updated	May 15, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	630 PAUL ST ESCONDIDO CA 920273948, ESCONDIDO, CA 92027-3948

Tax Assessment & Valuation

The 2025 property tax bill for 630 Paul St was $4,659 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Escondido City
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$420,774 (+2%) Land $215,614 Building $205,160
2025	$4,659.00 Homeowner's exemption	$412,525 Land $211,387 Building $201,138
2023	$4,457.00 (+1.11%) Homeowner's exemption	$396,509 Land $203,180 Building $193,329
2022	$4,408.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 630 Paul St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 630 Paul St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ESCONDIDO serves 137,044 people · EPA ID CA3710006
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 652 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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