630 Old Rectory Ln, Fork Union, VA 23055 Property Records

Fluvanna County property record for 630 Old Rectory Ln, Fork Union, VA 23055 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Rural Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 1978
Square Footage	5,144 sqft Living Area
Lot Size	1,415,874 sqft (32.5 acres)
Occupancy	Owner Occupied
Tax Bill	$8,436.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`42 A 9`
Alternative APN	`6605`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	5 Rooms
Building Area	5,144 sqft Living Area
Gross Area	1,840 sqft Gross Area
1st Floor	1,840 sqft 1st Floor
Basement Area	2,964 sqft Basement
Finished Basement	920 sqft Finished
Stories	2 Stories
Primary Flooring	Softwood Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1978
Exterior Material	Fiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Tin Roof
Lot Area	1,415,874 sqft (32.5 acres)

Exterior Amenities

Shed	1 Shed
Porch	Porch
Porch Area	252 sqft Porch
Topography	Rolling Topography

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel
Sewage	Septic Sewage
Water Source	Spring/Creek Water Source

Location & Zoning

Account Number	6605
Street Address	630 OLD RECTORY LN
City	FORK UNION
State	VA
Zip	23055-2045
Property Usage	Residential Property Usage
Type	Residential > Single Family > Rural Home
Legal Description	INST 200003944 AC 32.504
Legal Subdivision	GESS HAVEN
Jurisdiction	FLUVANNA VA
Minor Civil Division	FORK UNION
Census Blockgroup	3
Census Block	3010
Census Tract	20200

Owner

Source: Fluvanna County records · APN 42 A 9

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	630 OLD RECTORY LN, FORK UNION, VA 23055-2045
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	630 OLD RECTORY LN, FORK UNION, VA 23055-2045
Transaction Type	Mortgage
Record Updated	Mar 08, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230000396
Date	Feb 15, 2023
Instrument	230000396

Lender

Name	FULTON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change Date	Mar 01, 2020
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.6%
Index	Other
Margin	3
Max Rate	10.6%

Tax Assessment & Valuation

Source: Fluvanna County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,225,700 (-) Land $157,000 Building $1,068,700	$1,225,700 (-) Land $157,000 Building $1,068,700
2025	$8,436.00 (+27.28%)	$1,225,700 (+37.15%) Land $157,000 Building $1,068,700	$1,225,700 (+37.15%) Land $157,000 Building $1,068,700
2023		$893,700 Land $157,000 Building $736,700	$893,700 Land $157,000 Building $736,700
2022	$6,628.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fluvanna County (51065C), updated March 25, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 4,762 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.