630 Oak St, Roselle, IL 60172 Property Records

DuPage County property record for 630 Oak St, Roselle, IL 60172

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,725 sqft · built 1995
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$314,000 (Apr 1995)
Tax Bill	$15,565 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Dec 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-10-106-073`

Property Details

APN / Parcel Number

Primary APN	`02-10-106-073`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,725 sqft Living Area
Gross Area	4,221 sqft
1st Floor Area	1,496 sqft
2nd Floor Area	1,229 sqft
Basement Area	1,496 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Construction Type	Mixed
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Window A/C

Location & Zoning

Street Address	630 OAK ST
City	ROSELLE
State	IL
Zip	60172-3804
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	ROBINSON SUB ALL
Legal Subdivision	ROBINSON SUB
Legal Lot Number	5
Jurisdiction	DU PAGE IL
Township / Civil Division	BLOOMINGDALE
Census Block Group	4
Census Block	4020
Census Tract	841104

Owner

630 Oak St is owned and occupied by two individuals who acquired it in July 1999.

Source: DuPage County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	630 OAK ST, ROSELLE, IL 60172-3804
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Dec 11, 2024	Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE INC
Feb 23, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jan 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 1995 · Amount on File
Deed Sale	Apr 7, 1995 · Amount on File
Deed Document Number	199541225
Last Transfer Date	Jul 15, 1999
Transfer Doc	0000161393
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	630 OAK ST, ROSELLE, IL 60172-3804
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	PRAIRIE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046389
Date	Mar 24, 2021
Instrument	R2021-046389

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2041

Interest

Rate Type	Fixed Rate
Rate	2.62%

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	630 OAK ST, ROSELLE, IL 60172-3804
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000073769
Date	Dec 11, 2024
Instrument	R2024-073769

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Dec 10, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	630 OAK ST, ROSELLE, IL 60172-3804
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018996
Date	Feb 23, 2017
Instrument	R2017-018996

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jan 12, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	630 OAK ST, ROSELLE, IL 60172-3804
Document Number	0000010149
Instrument Date	Jan 24, 2020
Transaction Type	Mortgage
Record Updated	Feb 26, 2020
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	630 OAK ST ROSELLE IL 601723804, ROSELLE, IL 60172-3804

Mortgage

Document Number	0000010149
Date	Jan 29, 2020
Instrument	10149

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 28, 2035

Interest

Rate Type	Fixed Rate
Rate	3.62%

Tax Assessment & Valuation

The 2025 property tax bill for 630 Oak St was $15,565 with a veteran's exemption.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Bloomingdale Township
Municipality	Roselle Village
Secondary School District	Lake Park Community High School District 108 (09 - 12)
Elementary School District	Roselle School District 12 (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,565.00	$234,424 Land $48,972 Building $185,452	$703,272 Land $146,916 Building $556,356
2022	$12,866.00 Homeowner's exemption Senior Citizen's exemption	$181,700 Land $37,950 Building $143,750	$545,100 Land $113,850 Building $431,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 630 Oak St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (2001–2026)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 630 Oak St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROSELLE serves 22,897 people · EPA ID IL0434820
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	5 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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